8705 Palm Tree Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 8705 Palm Tree Ln, Vero Beach, FL 32963

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,743 sqft · built 2004
Lot Size0.086 acres (3,759 sqft)
Owner2 Individual Names on File
Last Sale$286,000 (Jul 2004)
Tax Bill$8,362 (2025)
Flood ZoneZone X (moderate risk)
APN31-39-26-00037-0000-00013.0

Property Details

APN / Parcel Number

Primary APN31-39-26-00037-0000-00013.0
Alternative APN
  • 38223

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,743 sqft Living Area
1st Floor Area1,743 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Lot Area3,759 sqft (0.086 acres)

Location & Zoning

Street Address8705 PALM TREE LN
CityVERO BEACH
StateFL
Zip32963-2987
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-6
Legal DescriptionSEA OAKS TENNIS BUNGALOWS CONDO PHASE 13 UNIT 13 OR BK 1745 PG 1432
Legal Range39E
Legal Township31S
Legal Section26
Legal SubdivisionSEA OAKS TENNIS BUNGALOWS CONDO
Legal Phase13
Legal Unit13
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group4
Census Block4011
Census Tract50506

Owner

8705 Palm Tree Ln, a condominium, is owned by two individuals who bought it in July 2004.

Source: Indian River County records, as of June 11, 2026

Owner of Record2 Individual Names on File
Mailing Address2 STAFFORD LN, ANDOVER, MA 01810-2572
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2004 · Amount on File
Deed SaleJul 30, 2004 · Amount on File
Deed Document Number20041564872
Deed Book / Page1765 / 945
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 8705 Palm Tree Ln was $8,362.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,362.00$643,485 Building $643,485$643,485 Building $643,485
2023$7,249.00 (+14.59%)$624,743 (+21.21%) Building $624,743$624,743 (+21.21%) Building $624,743
2022$6,326.00$515,419 Building $515,419$515,419 Building $515,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8705 Palm Tree Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 313 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies642 units insured
incl. 329 condo units
Nearby Flood Claims13 (1999–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8705 Palm Tree Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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