8705 Mud Lake Rd, Macclenny, FL 32063 Property Records

Baker County property record for 8705 Mud Lake Rd, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,990 sqft · built 2009
Lot Size	2.5 acres (108,900 sqft)
Owner	Trust Name on Record
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-3S-21-0000-0000-0075`

Property Details

APN / Parcel Number

Primary APN	`22-3S-21-0000-0000-0075`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,990 sqft Living Area
1st Floor Area	2,990 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	388 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8705 MUD LAKE RD
City	MACCLENNY
State	FL
Zip	32063-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 000250 ACRES PART OF SE 1/4 OF NE 1/4 OF SEC 22-3S-21E DESC IN OR 2018-5693 & ESMNT TO CLAY ELECTRIC IN OR 2009-2974 POM
Legal Range	21E
Legal Township	03S
Legal Section	22
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	4
Census Block	4015
Census Tract	40102

Owner

Source: Baker County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	8705 MUD LAKE RD, MACCLENNY, FL 32063-5247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK
Aug 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 20, 2007
Last Transfer Date	Aug 15, 2018
Transfer Doc	0000005693
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	8705 MUD LAKE RD, MACCLENNY, FL 32063-5247
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8705 MUD LAKE RD, MACCLENNY, FL 32063-5247

Mortgage

Document Number	0000007813
Date	Oct 15, 2021
Instrument	202100007813

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	8705 MUD LAKE RD, MACCLENNY, FL 32063-5247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007388
Date	Oct 21, 2019
Instrument	201900007388

Lender

Name	FIDELITY BANK
Type	Bank
Address	MACCLENNY, FL 32063

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 27, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAKER FL
Recording Date	Aug 15, 2018
Property Address	8705 MUD LAKE RD, MACCLENNY, FL 32063-5247
Document Number	0000005693
Instrument Date	Aug 13, 2018
Instrument	5693
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8705 MUD LAKE RD MACCLENNY FL 320635247, MACCLENNY, FL 32063-5247

Tax Assessment & Valuation

Source: Baker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,222.00 (+3.04%) Homeowner's exemption Widower's exemption	$269,888 (+2.9%)	$490,555 (+5.44%) Land $32,750 Building $457,805
2024	$3,127.00 (+2.36%) Homeowner's exemption Widower's exemption	$262,282 (+3%)	$465,237 (+2.84%) Land $32,750 Building $432,487
2023	$3,055.00 (+0.46%) Homeowner's exemption Widower's exemption	$254,643 (+3%)	$452,388 (+9.44%) Land $30,750 Building $421,638
2022	$3,041.00 Homeowner's exemption Widower's exemption	$247,226	$413,379 Land $22,500 Building $390,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Florida Telephone Company Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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