8705 Lorna Ct, Elk Grove, CA 95624 Property Records

Sacramento County property record for 8705 Lorna Ct, Elk Grove, CA 95624

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,181 sqft · built 1986
Lot Size0.175 acres (7,638 sqft)
OwnerIndividual Name on File
Tax Bill$2,457 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN125-0420-069-0000

Property Details

APN / Parcel Number

Primary APN125-0420-069-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,181 sqft Living Area
1st Floor Area2,181 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,638 sqft (0.175 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8705 LORNA CT
CityELK GROVE
StateCA
Zip95624-1874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionWILLIAMSON RANCH 04 EXC M/R, LOT 265
Legal SubdivisionWILLIAMSON RANCH 04 EXC M/R
Legal Lot Number265
JurisdictionSACRAMENTO CA
Township / Civil DivisionELK GROVE
Census Block Group2
Census Block2013
Census Tract9308

Owner

8705 Lorna Ct is owned and occupied by an individual.

Source: Sacramento County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address8705 LORNA CT, ELK GROVE, CA 95624-1874
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address8705 LORNA CT, ELK GROVE, CA 95624-1874
Document Number2007231964
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8705 LORNA CT ELK GROVE CA 956241874, ELK GROVE, CA 95624-1874

Mortgage

Document Number2007231964
DateJul 23, 2020
Instrument2007231964
Lender
NameOWNING CORP
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8705 Lorna Ct was $2,457 with a homeowner's exemption, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$228,617 (+2%) Land $52,787 Building $175,830
2025$2,457.00 (+0.9%) Homeowner's exemption$224,135 Land $51,752 Building $172,383
2024$2,435.00 (+2.7%)
2023$2,371.00 (+2.02%) Homeowner's exemption$215,434 Land $49,744 Building $165,690
2022$2,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8705 Lorna Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8705 Lorna Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELK GROVE WATER DISTRICT
private · serves 44,065 people · EPA ID CA3410008
Water SourcePurchased surface water from SCWA - LAGUNA/VINEYARD
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Fidium Fiber, Frontier, GeoLinks.

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