8705 Cliff Top Ct, Raleigh, NC 27613 Property Records

Wake County property record for 8705 Cliff Top Ct, Raleigh, NC 27613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,913 sqft · built 1976
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,000 (Jul 1999)
Tax Bill	$3,431 (2023)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0788.19-52-8239 0093992`

Property Details

APN / Parcel Number

Primary APN	`0788.19-52-8239 0093992`
Alternative APNs	`009399201` `0093992`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,913 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,651 sqft (0.519 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	48 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0093992
Old Parcel Number	009399201
Street Address	8705 CLIFF TOP CT
City	RALEIGH
State	NC
Zip	27613-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LO143 SPRINGDALE ESTATES SE2 BM1975-00192
Legal Township	08
Legal Subdivision	SPRINGDALE ESTATES
Legal Lot Number	143
Jurisdiction	WAKE NC
Township / Civil Division	LEESVILLE
Census Block Group	1
Census Block	1015
Census Tract	53711

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8705 CLIFF TOP CT, RALEIGH, NC 27613-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1999 · Amount on Record
Deed Sale	Jul 23, 1999 · Amount on Record
Deed Document Number	0000836951
Deed Book / Page	008369 / 00051
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	8705 CLIFF TOP CT, RALEIGH, NC 27613-1103
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	019336/290
Date	May 17, 2023
Book Page	19336/290

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	8705 CLIFF TOP CT, RALEIGH, NC 27613-1103
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	183651769
Date	Feb 25, 2021
Book Page	18365/1769

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,431.00	$437,555 Land $100,000 Building $337,555	$437,555 Land $100,000 Building $337,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2006–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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