Montgomery County property record for 8704 E 700 S, Ladoga, IN 47954
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,488 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-02034-02 |
| Primary APN | 005-02034-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 2,880 sqft |
| Basement Area | 945 sqft |
| Unfinished Basement | 945 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 410 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 005-02034-02 |
|---|---|
| Street Address | 8704 E 700 S |
| City | LADOGA |
| State | IN |
| Zip | 47954-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT WH WH SEQ 3-17-3 1.00 A |
| Jurisdiction | MONTGOMERY IN |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 957500 |
8704 E 700 S, a single family home, is owned by an individual.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8621 E 700 S, LADOGA, IN 47954-8111 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOOSIER HEARTLAND STATE BANK |
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit HOOSIER HEARTLAND STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | May 6, 2026 |
| Property Address | 8704 E 700 S, LADOGA, IN 47954-8111 |
| Document Number | 0000002274 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20262274 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8621 E 700 S, LADOGA, IN 47954-8111 |
| Document Number | 0000002274, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20262274 |
| Name | HOOSIER HEARTLAND STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Property Address | 8704 E 700 S, LADOGA, IN 47954-8111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8621 E 700 S, LADOGA, IN 47954-8111 |
| Document Number | 0202206172 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 202206172 |
| Name | HOOSIER HEARTLAND STATE BANK |
|---|---|
| Type | Bank |
| Address | CRAWFORDSVILLE, IN 47933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 3, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8704 E 700 S was $1,488, up 5.2% from the year before.
Source: Montgomery County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Montgomery County |
| County Subdivision | Clark Township |
| Unified School District | South Montgomery Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,488.00 (+5.16%) | $104,700 (+10.33%) Land $31,200 Building $73,500 | $104,700 (+10.33%) Land $31,200 Building $73,500 |
| 2024 | $1,415.00 (-4.97%) | $94,900 (-2.97%) Land $31,200 Building $63,700 | $94,900 (-2.97%) Land $31,200 Building $63,700 |
| 2023 | $1,489.00 (+3.04%) | $97,800 (+5.39%) Land $31,200 Building $66,600 | $97,800 (+5.39%) Land $31,200 Building $66,600 |
| 2022 | $1,445.00 | $92,800 Land $31,200 Building $61,600 | $92,800 Land $31,200 Building $61,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8704 E 700 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8704 E 700 S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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