87038 Keyser Rd, Cadiz, OH 43907 Property Records

Harrison County property record for 87038 Keyser Rd, Cadiz, OH 43907

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,055 sqft · built 2008
Lot Size	39.2 acres (1,710,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Mar 2026)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Mar 2026 Sale Nov 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-0000030.000`

Property Details

APN / Parcel Number

Primary APN	`01-0000030.000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	1,785 sqft
Basement Area	1,785 sqft
Unfinished Basement	1,785 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Roof Material	Shingle
Lot Area	1,710,863 sqft (39.2 acres)
Terrain	Rolling
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Patio Area	100 sqft
Lean-To	160 sqft
Pole Barn	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Street Address	87038 KEYSER RD
City	CADIZ
State	OH
Zip	43907-9421
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R5 T11 S29 SE 39.276A 87038 KEYSER RD VOL 248/0723
Legal Range	05W
Legal Township	11N
Legal Section	29
Jurisdiction	HARRISON OH
Township / Civil Division	ARCHER
Census Block Group	2
Census Block	2023
Census Tract	975700

Owner

Source: Harrison County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87038 KEYSER RD, CADIZ, OH 43907-9421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer OHIO REAL TITLE
Nov 13, 2019	Deed of Trust, Mortgage · Line of Credit THE APPLE CREEK BANKING CO
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Dec 10, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 19, 2017	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	2026741
Deed Book / Page	296 / 698
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Mar 2, 2026
Property Address	87038 KEYSER RD, CADIZ, OH 43907-9421
Document Number	000296/698
Book / Page	296 / 698
Instrument Date	Feb 25, 2026
Instrument	202600000741
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87038 KEYSER RD, CADIZ, OH 43907-9421

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	87038 KEYSER RD, CADIZ, OH 43907-9421
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00268/3975
Date	Nov 13, 2019
Book Page	268/3975
Instrument	201900003471

Lender

Name	THE APPLE CREEK BANKING CO
Type	Bank
Address	APPLE CREEK, OH 44606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 12, 2029

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	87038 KEYSER RD, CADIZ, OH 43907-9421
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	FIRST MERIDIAN TITLE AGENCY, FIRST AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00271/6649
Date	Oct 28, 2020
Book Page	271/6649
Instrument	202000003001

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	87038 KEYSER RD, CADIZ, OH 43907-9421
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00268/5316
Date	Dec 10, 2019
Book Page	268/5316
Instrument	201900003736

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Jun 19, 2017
Property Address	87038 KEYSER RD, CADIZ, OH 43907-9421
Document Number	00248/0723
Book / Page	248 / 0723
Map Reference	MB 139 PG 578
Instrument Date	Jun 9, 2017
Instrument	201700001847
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	OHIO REAL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1775 FINCH LN, VERO BEACH, FL 32962-7157

Mortgage

Document Number	201700001848
Date	Jun 19, 2017
Instrument	201700001848

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Archer Township
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00 (+0.06%) Homeowner's exemption Additional exemption filed	$100,360 (-) Land $16,340 Building $84,020
2024	$3,418.00 (+1.42%) Homeowner's exemption Additional exemption filed	$100,360 (-) Land $16,340 Building $84,020
2023	$3,370.00 (+24.81%) Homeowner's exemption Additional exemption filed	$100,360 (+46.04%) Land $16,340 Building $84,020	$347,920 (+39.25%) Land $107,860 Building $240,060
2022	$2,700.00 Homeowner's exemption Additional exemption filed	$68,720 Land $10,480 Building $58,240
2020			$249,860 Land $83,460 Building $166,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	200 / 25
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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