St. Clair County property record for 8703 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,640 sqft · built 1910 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,463 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-033-1029-000 |
| Primary APN | 74-14-033-1029-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 239 ft deep x 165 ft wide |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 8703 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | N 165' OF S 503.3' OF W 272' OF E 1/2 OF NW 1/4 1.03 A FRAC SEC 33 T3N R16E |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 33 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 646000 |
8703 Stone Rd is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8703 STONE RD, CLAY, MI 48001-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage PM MANAGEMENT LLC |
| Oct 10, 2017 | Loan Modification, Mortgage · Conventional with PMI NORTH STAR BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8703 STONE RD, CLAY, MI 48001-3817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8703 STONE RD, CLAY, MI 48001-3817 |
| Document Number | 0005588699 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 5588/699 |
| Instrument | 2022028088 |
| Name | PM MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW BALTIMORE, MI 48051 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Jan 1, 2028 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8703 STONE RD, CLAY, MI 48001-3817 |
| Document Number | 0048790035 |
| Book / Page | 004879 / 000035 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 8703 STONE RD CLAY MI 480013817, CLAY, MI 48001-3817 |
| Document Number | 0048790035 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 004879/000035 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MI 48079 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 12, 2022 |
The 2025 property tax bill for 8703 Stone Rd was $2,463 with a homeowner's exemption, up 2.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,400 (+8.62%) | $332,800 | |
| 2025 | $2,463.00 (+2.2%) Homeowner's exemption | $153,200 | |
| 2024 | $2,410.00 | $306,400 | |
| 2023 | $131,300 | ||
| 2022 | $2,222.00 | $262,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8703 Stone Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8703 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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