8703 197th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 8703 197th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,537 sqft · built 1999
Lot Size	0.237 acres (10,310 sqft)
Owner	Individual Name on File
Last Sale	$247,229 (Oct 2015)
Tax Bill	$6,230 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602302-1-730`

Property Details

APN / Parcel Number

Primary APN	`602302-1-730`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,537 sqft Living Area
Gross Area	3,245 sqft
1st Floor Area	1,253 sqft
Upper Floors Area	1,285 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,310 sqft (0.237 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	184 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8703 197TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 23 THOMAS SPRINGS ESTATES PH II L 173 TOG/W PRI RD EASE OF REC OUT OF 2-039 SEG L0105 8/6/99M
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	THOMAS SPRINGS ESTATES PH II
Legal Phase	2
Legal Lot Number	173
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73132

Owner

8703 197th St Ct E is owned and occupied by an individual who acquired it in July 2017.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	8703 197TH STREET CT E, SPANAWAY, WA 98387-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/WA
Jul 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FIRST SEC BK/WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2015 · Amount on File
Deed Sale	Oct 19, 2015 · Amount on File
Prior Sale	Aug 18, 2000 · Amount on File
Deed Document Number	2015638
Last Transfer Date	Jul 25, 2017
Transfer Doc	0000000646
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8703 197TH STREET CT E, SPANAWAY, WA 98387-3014
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8703 197TH STREET CT E, SPANAWAY, WA 98387-3014

Mortgage

Document Number	0010260130
Date	Oct 26, 2021
Instrument	202110260130

Lender

Name	BANNER BANK
Type	Bank
Address	PUYALLUP, WA 98373

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8703 197TH STREET CT E, SPANAWAY, WA 98387-3014
Document Number	1802200224
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8703 197TH STREET CT E SPANAWAY WA 983873014, SPANAWAY, WA 98387-3014

Mortgage

Document Number	1802200224
Date	Feb 20, 2018
Instrument	201802200224

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	LYNNWOOD, WA 98046

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 31, 2017
Property Address	8703 197TH STREET CT E, SPANAWAY, WA 98387-3014
Document Number	1707310646
Instrument Date	Jul 25, 2017
Instrument	201707310646
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8703 197TH STREET CT E SPANAWAY WA 983873014, SPANAWAY, WA 98387-3014

Mortgage

Document Number	1707310647
Date	Jul 31, 2017
Instrument	201707310647

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 8703 197th St Ct E was $6,230, up 2.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,230.00 (+2.74%)	$556,300 Land $185,700 Building $370,600	$556,300 Land $185,700 Building $370,600
2025	$6,064.00 (+0.18%)
2024	$6,053.00 (-2.48%)	$511,900 (-5.19%) Land $183,100 Building $328,800	$511,900 (-5.19%) Land $183,100 Building $328,800
2023	$6,207.00	$539,900 Land $168,700 Building $371,200	$539,900 Land $168,700 Building $371,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8703 197th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8703 197th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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