8703 1/2 Vanguard Pl, Lakeside, CA 92040 Property Records

San Diego County property record for 8703 1/2 Vanguard Pl, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 2,768 sqft · built 1977
Lot Size	0.227 acres (9,872 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Oct 2002)
Tax Bill	$8,285 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`397-201-20-00`

Property Details

APN / Parcel Number

Primary APN	`397-201-20-00`
Alternative APN	`3972011300`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,872 sqft (0.227 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	3972011300
Street Address	8703 1/2 VANGUARD PL, 8703
City	LAKESIDE
State	CA
Zip	92040-5142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	BLK 17 LOT 16 (EX DOC86-331970)DOC83-020111&DOC86-331966 IN TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	17
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	16807

Owner

8703 1/2 Vanguard Pl is owned and occupied by an individual who acquired it in June 2006.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8703 VANGUARD PL, LAKESIDE, CA 92040-5142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Oct 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2002 · Amount on File
Deed Sale	Oct 23, 2002 · Amount on File
Prior Sale	Oct 20, 2000 · Amount on File
Deed Document Number	2002930190
Last Transfer Date	Jun 9, 2006
Transfer Doc	0000423472
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8703 1/2 VANGUARD PL, LAKESIDE, CA 92040-5142
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8703 VANGUARD PL, LAKESIDE, CA 92040-5142

Mortgage

Document Number	0000087698
Date	Feb 4, 2021
Instrument	2021-0087698

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2022
Property Address	8703 1/2 VANGUARD PL, LAKESIDE, CA 92040-5142
Document Number	0000406957
Map Reference	MB 170 PG 71
Instrument Date	Oct 5, 2022
Instrument	2022-0406957
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8703 VANGUARD PL, LAKESIDE, CA 92040-5142

Mortgage

Document Number	0000406958
Date	Oct 20, 2022
Instrument	2022-0406958

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 8703 1/2 Vanguard Pl was $8,285 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$599,529 (+2%) Land $177,263 Building $422,266
2025	$8,285.00 Homeowner's exemption	$587,775 Land $173,788 Building $413,987
2023	$7,649.00 (+22.86%) Homeowner's exemption	$543,953 Land $167,041 Building $376,912
2022	$6,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8703 1/2 Vanguard Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8703 1/2 Vanguard Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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