8702 Central Way, #4, Spring Valley, CA 91977 Property Records

San Diego County property record for 8702 Central Way, #4, Spring Valley, CA 91977

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,362 sqft · built 1987
Lot Size	0.222 acres (9,661 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jan 2004)
Tax Bill	$8,641 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-392-46-00`

Property Details

APN / Parcel Number

Primary APN	`503-392-46-00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	2,362 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	9,661 sqft (0.222 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8702 CENTRAL WAY, 4
City	SPRING VALLEY
State	CA
Zip	91977-3241
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS
Legal Description	PAR 3 TR PM13680
Legal Subdivision	PARCEL MAP NO 13680
Legal Tract	13680
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13802

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8702 CENTRAL WAY, SPRING VALLEY, CA 91977-3241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2004 · Amount on Record
Deed Sale	Jan 14, 2004 · Amount on Record
Prior Sale	Jun 12, 1990 · Amount on Record
Deed Document Number	200429197
Prior Transfer Date	Oct 2, 1996
Prior Transfer Doc	0000585062
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8702 CENTRAL WAY # 4, 4, SPRING VALLEY, CA 91977-3241
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8702 CENTRAL WAY, SPRING VALLEY, CA 91977-3241

Mortgage

Document Number	0000081213
Date	Mar 25, 2026
Instrument	2026-0081213

Lender

Name	SMARTFI HOME LOANS LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8702 CENTRAL WAY # 4, 4, SPRING VALLEY, CA 91977-3241
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8702 CENTRAL WAY, SPRING VALLEY, CA 91977-3241

Mortgage

Document Number	0000192060
Date	Mar 12, 2021
Instrument	2021-0192060

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8702 CENTRAL WAY # 4, 4, SPRING VALLEY, CA 91977-3241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000492687
Date	Oct 30, 2019
Instrument	2019-0492687

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	8702 CENTRAL WAY # 4, 4, SPRING VALLEY, CA 91977-3241
Document Number	0000162860
Instrument Date	Apr 25, 2019
Instrument	162860
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8702 CENTRAL WAY SPRING VALLEY CA 919773241, SPRING VALLEY, CA 91977-3241

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$652,566 (+2%) Land $243,018 Building $409,548
2025	$8,641.00 (+4.08%) Homeowner's exemption	$639,771 (+4.04%) Land $238,253 Building $401,518
2024	$8,302.00 (+3.23%)
2023	$8,042.00 (+1.66%) Homeowner's exemption	$614,930 Land $229,002 Building $385,928
2022	$7,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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