8700 Oak Tree Ln, Castro Valley, CA 94552 Property Records

Alameda County property record for 8700 Oak Tree Ln, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,844 sqft · built 1974
Lot Size	6.4 acres (278,892 sqft)
Owner	2 Individual Names on File
Last Sale	$1,990,000 (Jul 2025)
Tax Bill	$7,723 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`85-4060-1-22`

Property Details

APN / Parcel Number

Primary APN	`85-4060-1-22`
Alternative APN	`085-4060-001-22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,844 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	278,892 sqft
Terrain	Gentle Slope
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	8700 OAK TREE LN
City	CASTRO VALLEY
State	CA
Zip	94552-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00022 BLK: 0001 AR: 0085 PAGE: 4060
Legal Subdivision	EAST BAY CC
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3003
Census Tract	430101

Owner

8700 Oak Tree Ln is owned and occupied by two individuals who bought it in July 2025.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8700 OAK TREE LN, CASTRO VALLEY, CA 94552-9522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Deed Document Number	202591232
Prior Transfer Date	Sep 5, 2012
Prior Transfer Doc	0000295921
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8700 OAK TREE LN, CASTRO VALLEY, CA 94552-9522
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8700 OAK TREE LN, CASTRO VALLEY, CA 94552-9522

Mortgage

Document Number	0000062905
Date	Mar 28, 2022
Instrument	2022062905

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	8700 OAK TREE LN, CASTRO VALLEY, CA 94552-9522
Document Number	0000137250
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8700 OAK TREE LN CASTRO VALLEY CA 945529522, CASTRO VALLEY, CA 94552-9522
Investor	Possibly a Property Investor

Mortgage

Document Number	0000137250
Date	Jun 23, 2017
Instrument	137250

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8700 Oak Tree Ln was $7,723.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,990,000 (+215.61%) Land $700,000 Building $1,290,000
2025	$7,723.00	$630,535 Land $344,525 Building $286,010
2023	$7,472.00	$606,051 Land $331,147 Building $274,904	$2,035,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8700 Oak Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8700 Oak Tree Ln is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORRIS CANYON PROPERTY OWNERS ASSN private · serves 50 people · EPA ID CA0103040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.25 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Tree Ln

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