8700 County Line Rd, Onaway, MI 49765 Property Records

Cheboygan County property record for 8700 County Line Rd, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$289,700 (Oct 2017)
Tax Bill	$2,334 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-013-400-008-00`

Property Details

APN / Parcel Number

Primary APN	`231-013-400-008-00`

Exterior

Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Street Address	8700 COUNTY LINE RD
City	ONAWAY
State	MI
Zip	49765-9193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF S1/2 OF S1/2 OF NE1/4 OF SE1/4, SEC 13, T34N,R1E, LYING E OF BLACK RIVER. <> THE N 5 ACRES OF S1/2 OF
Legal Range	01E
Legal Township	034
Legal Section	13
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2090
Census Tract	960700

Owner

Source: Cheboygan County records · APN 231-013-400-008-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8700 COUNTY LINE RD, ONAWAY, MI 49765-9193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF GAYLORD
Oct 24, 2017	Warranty Deed, Transfer CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	May 27, 2010 · Amount on Record
Deed Book / Page	1345 / 625
Prior Transfer Date	Jan 14, 1999
Prior Transfer Doc	0726000861
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8700 COUNTY LINE RD, ONAWAY, MI 49765-9193
Transaction Type	Mortgage
Record Updated	Feb 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8700 COUNTY LINE RD, ONAWAY, MI 49765-9193

Mortgage

Document Number	0000001501/0000000595
Date	Jan 27, 2023
Book Page	0000001501/0000000595

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	8700 COUNTY LINE RD, ONAWAY, MI 49765-9193
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8700 COUNTY LINE RD, ONAWAY, MI 49765-9193

Mortgage

Document Number	0000001411/0000000997
Date	May 11, 2020
Book Page	0000001411/0000000997

Lender

Name	CITIZENS NATIONAL BANK OF GAYLORD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 01, 2020

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Oct 24, 2017
Property Address	8700 COUNTY LINE RD, ONAWAY, MI 49765-9193
Document Number	1345/0625
Book / Page	1345 / 0625
Instrument Date	Oct 10, 2017
Transaction Type	Transfer
Record Updated	Jun 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8700 COUNTY LINE RD, 8700, ONAWAY, MI 49765-9193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11226 INTERROAD TRL, WOLVERINE, MI 49799-8101

Mortgage

Document Number	1345/0628
Date	Oct 24, 2017
Book Page	1345/0628

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,400 (+15.69%)	$446,800 (+15.69%)
2025	$2,334.00 (+6.67%)
2023		$193,100	$386,200
2022	$2,188.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Presque Isle Electric & Gas Co-op Fiber	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on County Line Rd

Nearby Streets

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