Mecklenburg County property record for 8700 Cinnabay Dr, Charlotte, NC 28216
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,130 sqft · built 1996 |
| Lot Size | 0.138 acres (6,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2022) |
| Tax Bill | $2,334 (2023) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-333-37 |
| Primary APN | 025-333-37 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,130 sqft Heated Area |
| Gross Area | 1,391 sqft |
| 1st Floor Area | 1,130 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,022 sqft (0.138 acres) |
| Garage Area | 206 sqft |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 025-333-37 |
|---|---|
| Street Address | 8700 CINNABAY DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28216-1788 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-17MF(CD) |
| Legal Description | UNIT 95 L177 M27-711 |
| Legal Subdivision | TOWNE MDWS MAP 01 REVISION |
| Legal Lot Number | 177 |
| Legal Unit | 95 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 6112 |
8700 Cinnabay Dr, a townhouse, is owned and occupied by an individual who bought it in October 2022.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8700 CINNABAY DR, CHARLOTTE, NC 28216-1788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Dec 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on File |
| Deed Sale | Oct 31, 2022 · Amount on File |
| Prior Sale | Jul 17, 2006 · Amount on File |
| Deed Document Number | 0037746526 |
| Deed Book / Page | 37746 / 526 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 31, 2022 |
| Property Address | 8700 CINNABAY DR, CHARLOTTE, NC 28216-1788 |
| Document Number | 0000148987 |
| Book / Page | 37746 / 526 |
| Map Reference | MB 27 PG 711 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022148987 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9101 CAPSDALE CT, HUNTERSVILLE, NC 28078-9126 |
| Name | Verified Name |
|---|---|
| Address | 8700 CINNABAY DR, CHARLOTTE, NC 28216-1788 |
| Document Number | 0000148988 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2022148988 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 8700 CINNABAY DR, CHARLOTTE, NC 28216-1788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADAVNATGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000155095 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 33174/652 |
| Instrument | 2018155095 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 8700 CINNABAY DR, CHARLOTTE, NC 28216-1788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000156312 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 34041/624 |
| Instrument | 2019156312 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 8700 Cinnabay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8700 Cinnabay Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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