8700 Bell Tower Dr, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 8700 Bell Tower Dr, Gaithersburg, MD 20879

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,758 sqft · built 1989
Lot Size	0.319 acres (13,910 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2000)
Tax Bill	$6,079 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02772325`

Property Details

APN / Parcel Number

Primary APN	`09-02772325`
Alternative APN	`02772325`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,758 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	1,232 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,910 sqft (0.319 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	378 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02772325
Street Address	8700 BELL TOWER DR
City	GAITHERSBURG
State	MD
Zip	20879-1779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	FLOWER HILL
Legal Subdivision	FLOWER HILL
Legal Block	CC
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	700730

Owner

8700 Bell Tower Dr is owned and occupied by an individual who acquired it in June 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8700 BELL TOWER DR, GAITHERSBURG, MD 20879-1779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2000 · Amount on File
Deed Sale	Aug 28, 2000 · Amount on File
Deed Document Number	2000188034
Deed Book / Page	18345 / 411
Last Transfer Date	Jun 11, 2021
Transfer Doc	0636800419
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 6, 2021
Property Address	8700 BELL TOWER DR, GAITHERSBURG, MD 20879-1779
Document Number	0636800419
Book / Page	63680 / 419
Map Reference	MB 148 PL 16946
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8700 BELL TOWER DR, GAITHERSBURG, MD 20879-1779

Mortgage

Document Number	63680426
Date	Aug 6, 2021
Instrument	63680/426

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 8700 Bell Tower Dr was $6,079, down 3.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,300 (+6.19%) Land $167,000 Building $408,300	$575,300 (-) Land $167,000 Building $408,300
2025	$6,079.00 (-3.48%)	$541,767	$575,300 Land $167,000 Building $408,300
2024	$6,298.00
2023		$474,700 Land $167,000 Building $307,700	$474,700 Land $167,000 Building $307,700
2022	$4,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8700 Bell Tower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8700 Bell Tower Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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