870 Wolf Trap Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 870 Wolf Trap Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$365,850 (Sep 2017)
Tax Bill	$5,447 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06300-00-00-045A3`

Property Details

APN / Parcel Number

Primary APN	`06300-00-00-045A3`
Alternative APN	`259856`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Finished Area
Basement Area	816 sqft
Finished Basement	469 sqft
Unfinished Basement	347 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Porch Area	140 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	870 WOLF TRAP RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	RIDGEMONT 27A
Legal Subdivision	RIDGEMONT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1010
Census Tract	10501

Owner

870 Wolf Trap Rd is owned and occupied by an individual who bought it in September 2017.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	870 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HM MTG LLC
Sep 22, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST HERITAGE MTG
Apr 28, 2017	Grant Deed, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Prior Sale	Apr 28, 2017 · Amount on File
Deed Document Number	201711033
Deed Book / Page	4962 / 642
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	870 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6034
Document Number	0000017325
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	870 WOLF TRAP RD CHARLOTTESVILLE VA 229116034, CHARLOTTESVILLE, VA 22911-6034

Mortgage

Document Number	0000017325
Date	Dec 1, 2020
Book Page	005435/000313
Instrument	17325

Lender

Name	STRONG HM MTG LLC
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 30, 2035

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 22, 2017
Property Address	870 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6034
Document Number	0000011033
Book / Page	004962 / 000642
Instrument Date	Sep 21, 2017
Instrument	11033
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	RED FOX TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	870 WOLF TRAP RD CHARLOTTESVILLE VA 229116034, CHARLOTTESVILLE, VA 22911-6034

Mortgage

Document Number	11034
Date	Sep 22, 2017
Book Page	004962/000646
Instrument	11034

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 21, 2027

April 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 28, 2017
Property Address	870 WOLF TRAP RD, CHARLOTTESVILLE, VA 22911-6034
Document Number	0000004733
Book / Page	004902 / 000100
Instrument Date	Apr 19, 2017
Instrument	4733
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$120.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	325 WINDING RIVER LN #201 CHARLOTTESVILLE VA 229113589, 201, CHARLOTTESVILLE, VA 22911-3589

Mortgage

Document Number	4734
Date	Apr 28, 2017
Book Page	004902/000104
Instrument	4734

Lender

Name	UNION BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 870 Wolf Trap Rd was $5,447, up 0.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,447.00 (+0.61%)	$609,300 (+0.59%) Land $214,200 Building $395,100	$609,300 (+0.59%) Land $214,200 Building $395,100
2025	$5,414.00	$605,700 Land $206,800 Building $398,900	$605,700 Land $206,800 Building $398,900
2023	$4,430.00	$518,800 Land $160,400 Building $358,400	$518,800 Land $160,400 Building $358,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 870 Wolf Trap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 870 Wolf Trap Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL · Fiber in parts of the area	40 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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