870 Wards Corner Rd, Loveland, OH 45140 Property Records

Clermont County property record for 870 Wards Corner Rd, Loveland, OH 45140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,084 sqft · built 1959
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Sep 2018)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-25-21D-062`

Property Details

APN / Parcel Number

Primary APN	`17-25-21D-062`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	572 sqft
Basement Area	308 sqft
Finished Basement	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	29,621 sqft (0.68 acres)
View / Lot	Cul-de-sac
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Shed	1 Shed
Shed Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	870 WARDS CORNER RD
City	LOVELAND
State	OH
Zip	45140-5925
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CLERMONT OH
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2004
Census Tract	40301

Owner

870 Wards Corner Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Clermont County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	870 WARDS CORNER RD, LOVELAND, OH 45140-5925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Sep 13, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2018 · Amount on File
Deed Sale	Sep 13, 2018 · Amount on File
Prior Sale	Feb 27, 2007 · Amount on File
Deed Document Number	201820802
Deed Book / Page	2792 / 714
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	870 WARDS CORNER RD, LOVELAND, OH 45140-5925
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008340
Date	Mar 23, 2022
Book Page	2915/1196
Instrument	202200008340

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 13, 2018
Property Address	870 WARDS CORNER RD, LOVELAND, OH 45140-5925
Document Number	0000020802
Book / Page	2792 / 714
Map Reference	PC 6 PG 85
Instrument Date	Sep 5, 2018
Instrument	201800020802
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 WARDS CORNER RD, LOVELAND, OH 45140-5925

Mortgage

Document Number	0000020803
Date	Sep 13, 2018
Instrument	201800020803

Lender

Name	FIRST FINANCIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 870 Wards Corner Rd was $3,496 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Miami Township
Unified School District	Loveland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,496.00	$70,140 Land $21,700 Building $48,440
2024			$200,400 (-) Land $62,000 Building $138,400
2023	$9,022.00 (+198.25%) Homeowner's exemption	$70,140 (+40.62%) Land $21,700 Building $48,440	$200,400 Land $62,000 Building $138,400
2022	$3,025.00 Homeowner's exemption	$49,880 Land $15,440 Building $34,440
2020			$142,500 Land $44,100 Building $98,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 870 Wards Corner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 870 Wards Corner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Wards Corner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures