870 Valley Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 870 Valley Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,010 sqft · built 1963
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,934 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-02118-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`14-02118-0000-00031`
Alternative APNs	`1400478T00005` `140211800031`

Interior

Building Area	2,010 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Lot Area	15,115 sqft (0.347 acres)

Location & Zoning

Old Parcel Number	1400478T00005
Street Address	870 VALLEY RD
City	WAYNE
State	NJ
Zip	07470-2971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SKYVIEW ESTATES INC SEC 01
Legal Block	2118
Legal Lot Number	31
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3013
Census Tract	246101

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	870 VALLEY RD, WAYNE, NJ 07470-2971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 22, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 8, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2026
Deed Sale	Apr 13, 2026
Prior Sale	Aug 22, 2022
Deed Document Number	202612640
Deed Book / Page	5078 / 157
Prior Transfer Date	Mar 19, 2026
Prior Transfer Doc	0000012640
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 13, 2026
Property Address	870 VALLEY RD, WAYNE, NJ 07470-2971
Document Number	0000012640
Book / Page	5078 / 157
Instrument Date	Mar 19, 2026
Instrument	202612640
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	870 VALLEY RD, WAYNE, NJ 07470-2971

Mortgage

Document Number	0000012641,
Date	Apr 13, 2026
Instrument	202612641

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	4.99%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	870 VALLEY RD, WAYNE, NJ 07470-2971
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000727
Date	Jan 8, 2024
Book Page	M18757/104
Instrument	2024000727

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	870 VALLEY RD, WAYNE, NJ 07470-2971
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 VALLEY RD, WAYNE, NJ 07470-2971

Mortgage

Document Number	0000047764
Date	Sep 25, 2020
Book Page	M16456/119
Instrument	2020047764

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Apr 1, 2048

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Aug 22, 2022
Property Address	870 VALLEY RD, WAYNE, NJ 07470-2971
Document Number	0000041462
Book / Page	D4376 / 221
Instrument Date	Oct 4, 2021
Instrument	2022041462
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 VALLEY RD, 870, WAYNE, NJ 07470-2971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 VALLEY RD, WAYNE, NJ 07470-2971

Mortgage

Document Number	0000041463
Date	Aug 22, 2022
Instrument	2022041463

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 8, 2018
Property Address	870 VALLEY RD, WAYNE, NJ 07470-2971
Document Number	0000020407
Book / Page	003303 / 000198
Instrument Date	Mar 23, 2018
Instrument	20407
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	KENWORTH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	870 VALLEY RD WAYNE NJ 074702971, WAYNE, NJ 07470-2971

Mortgage

Document Number	20408
Date	May 8, 2018
Book Page	015008/000096
Instrument	20408

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,300 (-) Land $94,400 Building $87,900	$182,300 (-) Land $94,400 Building $87,900
2025	$10,934.00 (+0.87%)	$182,300 (-) Land $94,400 Building $87,900	$182,300 (-) Land $94,400 Building $87,900
2024	$10,840.00 (+5.17%)
2023		$182,300 Land $94,400 Building $87,900	$182,300 Land $94,400 Building $87,900
2022	$10,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1987–1999)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Nearby Properties on Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures