Ballard County property record for 870 Terrell Rd, Barlow, KY 42024
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,436 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-02 |
| Primary APN | 15-09-02 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 870 TERRELL RD |
|---|---|
| City | BARLOW |
| State | KY |
| Zip | 42024-8702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | BARLOW |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950200 |
870 Terrell Rd is owned and occupied by an individual who acquired it in October 2016.
Source: Ballard County records, as of November 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 870 TERRELL RD, BARLOW, KY 42024-8702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY AGCREDIT ACA |
| Apr 10, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF THE HEARTLAND IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2016 |
| Deed Sale | Oct 21, 2016 |
| Deed Document Number | 0000112026 |
| Deed Book / Page | 112 / 026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 870 TERRELL RD, BARLOW, KY 42024-8702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 091/307 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 091/307 |
| Name | RIVER VALLEY AGCREDIT ACA |
|---|---|
| Type | Lending Institution |
| Address | KEVIL, KY 42053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 870 TERRELL RD, BARLOW, KY 42024-8702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 089/541 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 089/541 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLAND IN |
|---|---|
| Type | Bank |
| Address | KEVIL, KY 42053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Nov 2, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 870 Terrell Rd was $2,436.
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 | $240,500 | $240,500 |
| 2023 | $2,477.00 Additional exemption filed | $240,500 | $240,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 870 Terrell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 870 Terrell Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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