Lake County property record for 870 Summit Dr, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,927 sqft · built 1968 |
| Lot Size | 0.279 acres (12,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $488,000 (Jul 2012) |
| Tax Bill | $20,252 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-20-402-006 |
| Primary APN | 16-20-402-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,927 sqft Living Area |
| Gross Area | 4,304 sqft |
| 1st Floor Area | 1,817 sqft |
| 2nd Floor Area | 1,110 sqft |
| Upper Floors Area | 1,110 sqft |
| Basement Area | 877 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,162 sqft (0.279 acres) |
| Lot Dimensions | 152 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 870 SUMMIT DR |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH TRAIL LOT 31 |
| Legal Subdivision | NORTH TRAIL |
| Legal Lot Number | 31 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 864901 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 870 SUMMIT DR, DEERFIELD, IL 60015-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK |
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2012 · Amount on Record |
| Deed Sale | Jul 3, 2012 · Amount on Record |
| Prior Sale | Sep 9, 1993 · Amount on Record |
| Deed Document Number | 20126868660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 870 SUMMIT DR, DEERFIELD, IL 60015-1819 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007361874 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 7361874 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Address | RACINE, WI 53401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Sep 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 870 SUMMIT DR, DEERFIELD, IL 60015-1819 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 870 SUMMIT DR, DEERFIELD, IL 60015-1819 |
| Document Number | 0007841025 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 7841025 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,500 (+27.71%) Land $59,078 Building $196,422 | $766,577 (+27.71%) Land $177,252 Building $589,325 | |
| 2024 | $20,252.00 (+22.13%) | ||
| 2023 | $16,583.00 (+6%) | $200,070 (+10.46%) Land $54,080 Building $145,990 | $600,270 (+10.46%) Land $162,256 Building $438,014 |
| 2022 | $15,644.00 | $181,124 Land $60,409 Building $120,715 | $543,426 Land $181,245 Building $362,181 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 28 (1979–2023) |
| Claims Outside the SFHA | 16 of 28 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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