870 S Troy Ave, Cincinnati, OH 45246 Property Records

Hamilton County property record for 870 S Troy Ave, Cincinnati, OH 45246

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,677 sqft · built 1880
Lot Size	0.385 acres (16,814 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Apr 2024)
Tax Bill	$7,168 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596-0009-0068-00`

Property Details

APN / Parcel Number

Primary APN	`596-0009-0068-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,677 sqft Living Area
1st Floor Area	1,376 sqft
2nd Floor Area	1,301 sqft
Basement Area	1,376 sqft

Exterior

Year Built	Built 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,814 sqft (0.385 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	870 S TROY AVE
City	CINCINNATI
State	OH
Zip	45246-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROY AVE 85 X 200 IRR PT LOT 170 CRAWFORD & CLARK
Legal Subdivision	CRAWFORD & CLARK
Legal Lot Number	170
Jurisdiction	HAMILTON OH
Township / Civil Division	GLENDALE
Census Block Group	1
Census Block	1004
Census Tract	22400

Owner

Source: Hamilton County records · APN 596-0009-0068-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	870 S TROY AVE, CINCINNATI, OH 45246-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2024 · Amount on Record
Deed Sale	Apr 08, 2024 · Amount on Record
Prior Sale	Oct 12, 2023
Deed Document Number	0000022901
Deed Book / Page	15140 / 1300
Record Updated	Jun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Oct 12, 2023
Property Address	870 S TROY AVE, CINCINNATI, OH 45246-4620
Document Number	0000072691
Book / Page	15020 / 264
Instrument Date	Sep 29, 2023
Instrument	2023-0072691
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	870 S TROY AVE, CINCINNATI, OH 45246-4620

Mortgage

Document Number	0000072692
Date	Oct 12, 2023
Instrument	2023-0072692

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Oct 01, 2026
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Glendale Village
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,168.00 (+20.9%)	$103,901 (+%) Land $22,389 Building $81,512
2024	$5,929.00 (-0.59%)	$103,900 (-) Land $22,389 Building $81,511
2023	$5,964.00 (+1.55%)	$103,900 (+27.74%) Land $22,389 Building $81,511	$296,860 (+27.74%) Land $63,970 Building $232,890
2022	$5,873.00 Homeowner's exemption	$81,337 Land $22,579 Building $58,758
2020			$232,390 Land $64,510 Building $167,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Glendale Historic District (Boundary Increase and Decrease) listed 2018 · 78 contributing resources · National Historic Landmark (designated 1977) · NRIS 76001447

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GLENDALE VILLAGE PWS serves 2,500 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.