Santa Clara County property record for 870 S Monroe St, San Jose, CA 95128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,011 sqft · built 1953 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,755,000 (May 2024) |
| Tax Bill | $33,882 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 279-05-013 |
| Primary APN | 279-05-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,011 sqft Living Area |
| Gross Area | 1,807 sqft |
| 1st Floor Area | 1,807 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 112 ft deep x 70 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 870 S MONROE ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95128-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | TRACT 821 CAPUTO ACRES BOOK 38 PAGE 29 LOT 59 |
| Legal Subdivision | CAPUTO ACRES |
| Legal Tract | 821 |
| Legal Lot Number | 59 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 506401 |
870 S Monroe St is owned and occupied by two individuals who bought it in May 2024.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 870 S MONROE ST, SAN JOSE, CA 95128-3145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 25, 2021 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on File |
| Deed Sale | May 3, 2024 · Amount on File |
| Prior Sale | Mar 25, 2021 · Amount on File |
| Deed Document Number | 202425631817 |
| Transfer Doc | 0024614618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 870 S MONROE ST, SAN JOSE, CA 95128-3145 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 406 TERRA MESA WAY, MILPITAS, CA 95035-2439 |
| Document Number | 0025631818 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 25631818 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 11.1% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 25, 2021 |
| Property Address | 870 S MONROE ST, SAN JOSE, CA 95128-3145 |
| Document Number | 0024890842 |
| Map Reference | MB 38 PG 29 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 24890842 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 870 S MONROE ST, SAN JOSE, CA 95128-3145 |
| Document Number | 0024890843 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 24890843 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
The 2025 property tax bill for 870 S Monroe St was $33,882.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Elementary School District | Campbell Union Elementary School District (KG - 08) |
| Secondary School District | Campbell Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,775,000 (-36.83%) Land $1,243,400 Building $531,600 | |
| 2025 | $33,882.00 | $2,810,100 Land $1,968,600 Building $841,500 |
| 2023 | $20,599.00 (+3.95%) Homeowner's exemption | $1,539,791 Land $1,077,854 Building $461,937 |
| 2022 | $19,817.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 870 S Monroe St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 870 S Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Ridge Wireless, T-Mobile.
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