870 Rivertree Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 870 Rivertree Dr, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,291 sqft · built 1990
Lot Size0.345 acres (15,030 sqft)
OwnerCompany Name on File
Last Sale$185,000 (Sep 1996)
Tax Bill$3,886 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN158-541-12-00

Property Details

APN / Parcel Number

Primary APN158-541-12-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,291 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area15,030 sqft (0.345 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address870 RIVERTREE DR
CityOCEANSIDE
StateCA
Zip92058-7007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 73 TR 012172
Legal SubdivisionMAR LADO HIGHLANDS
Legal Tract012172
Legal Block1
Legal Lot Number73
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1014
Census Tract18608

Owner

Source: San Diego County records · APN 158-541-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address870 RIVERTREE DR, OCEANSIDE, CA 92058-7007
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jan 31, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 1996 · Amount on Record
Deed SaleSep 12, 1996 · Amount on Record
Prior SaleAug 03, 1992 · Amount on Record
Deed Document Number1996464678
Last Transfer DateJan 06, 2020
Transfer Doc0000052320
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address870 RIVERTREE DR, OCEANSIDE, CA 92058-7007
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000421866
DateSep 14, 2017
Instrument2017-0421866
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 31, 2020
Property Address870 RIVERTREE DR, OCEANSIDE, CA 92058-7007
Document Number0000052320
Instrument DateJan 06, 2020
Instrument52320
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address870 RIVERTREE DR OCEANSIDE CA 920587007, OCEANSIDE, CA 92058-7007

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$307,304 (+2%) Land $90,376 Building $216,928
2025$3,886.00 (+4.52%) Homeowner's exemption$301,279 (+4.04%) Land $88,604 Building $212,675
2023$3,718.00 (+1.36%) Homeowner's exemption$289,581 Land $85,164 Building $204,417
2022$3,668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 66% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 361 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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