870 Pine Tree Rd, Lake Orion, MI 48362 Property Records

Oakland County property record for 870 Pine Tree Rd, Lake Orion, MI 48362 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,427 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Oct 2023)
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`O-09-10-378-026`

Property Details

APN / Parcel Number

Primary APN	`O-09-10-378-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Basement Area	1,427 sqft
Unfinished Basement	1,427 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	870 PINE TREE RD
City	LAKE ORION
State	MI
Zip	48362-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T4N, R10E, SEC 10 CRAMINYAN SUB LOT 11
Legal Range	10E
Legal Township	04N
Legal Section	10
Legal Subdivision	CRAMINYAN SUB
Legal Lot Number	11
Jurisdiction	OAKLAND MI
Township / Civil Division	ORION
Census Block Group	1
Census Block	1007
Census Tract	128100

Owner

Source: Oakland County records · APN O-09-10-378-026

Assessment roll updated February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	870 PINE TREE RD, LAKE ORION, MI 48362-2554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST MERCHANTS BANK
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Oct 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	2023119161
Deed Book / Page	58976 / 743
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	0000046960
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 29, 2026
Property Address	870 PINE TREE RD, LAKE ORION, MI 48362-2554
Document Number	0000113446
Book / Page	61411 / 575
Instrument Date	Jul 20, 2026
Instrument	2026113446
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$227,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 PINE TREE RD, LAKE ORION, MI 48362-2554

Mortgage

Document Number	0000114163,
Date	Jul 29, 2026
Instrument	2026114163

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.47%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	870 PINE TREE RD, LAKE ORION, MI 48362-2554
Transaction Type	Mortgage
Record Updated	Nov 04, 2025
Title Company	FIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 PINE TREE RD, LAKE ORION, MI 48362-2554

Mortgage

Document Number	0000136073
Date	Oct 24, 2025
Book Page	60653/785
Instrument	136073

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 31, 2023
Property Address	870 PINE TREE RD, LAKE ORION, MI 48362-2554
Document Number	0000119161
Book / Page	58976 / 743
Map Reference	LB 73 PG 12
Instrument Date	Oct 19, 2023
Instrument	119161
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 SHADY OAKS ST, LAKE ORION, MI 48362-2571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 BARRINGTON CIR, LAKE ORION, MI 48360-1329

Mortgage

Document Number	0000116550
Date	Oct 25, 2023
Book Page	58961/567
Instrument	116550

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 27, 2023
Property Address	870 PINE TREE RD, LAKE ORION, MI 48362-2554
Document Number	0000046960
Book / Page	58570 / 301
Map Reference	LB 73 PG 12
Instrument Date	Apr 18, 2023
Instrument	46960
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 ONEIDA TRL, LAKE ORION, MI 48362-1257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 SHADY OAKS ST, LAKE ORION, MI 48362-2571

Mortgage

Document Number	0058570302
Date	Apr 27, 2023
Instrument	58570/302

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 30, 2018
Property Address	870 PINE TREE RD, LAKE ORION, MI 48362-2554
Document Number	0000176909
Book / Page	052312 / 000179
Instrument Date	Oct 29, 2018
Instrument	176909
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 ONEIDA TRL LAKE ORION MI 483621257, LAKE ORION, MI 48362-1257

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Orion Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,277.00 (-31.13%) Homeowner's exemption	$108,150 (+27.28%)	$216,300 (+27.28%)
2024	$3,306.00 (+44.62%)
2023		$84,970	$169,940
2021	$2,286.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251281001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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