870 Pine Ridge Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 870 Pine Ridge Rd, Bigfork, MT 59911

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,655 sqft · built 2023
Lot Size	44.1 acres (1,922,303 sqft)
Owner	Individual Name on Record
Tax Bill	$9,152 (2026)
Deeds & Mortgages	Dec 2025 Reverse Mortgage Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R0776863`

Property Details

APN / Parcel Number

Primary APN	`R0776863`
Alternative APNs	`07-3836-25-3-01-20-0000` `0000635606`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,655 sqft Living Area
1st Floor Area	2,655 sqft
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,922,303 sqft (44.1 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	2,228 sqft
Parking Spaces	10 Parking Spaces
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	0000635606
Street Address	870 PINE RIDGE RD
City	BIGFORK
State	MT
Zip	59911-6465
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S25, T27 N, R19 W, C.O.S. 23209-2, ACRES 44.13, TR 1B IN S2
Legal Range	19W
Legal Township	27N
Legal Section	25
Legal Subdivision	CERTIFICATE OF SURVEY NO 16829
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1014
Census Tract	1305

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4618 NE FAILING ST, PORTLAND, OR 97213-1060
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Mar 12, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Prior Sale	Jun 21, 2024
Deed Document Number	202521200
Prior Transfer Date	Sep 18, 2025
Prior Transfer Doc	0000021200
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	870 PINE RIDGE RD, BIGFORK, MT 59911-6465
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 PINE RIDGE RD, BIGFORK, MT 59911-6465

Mortgage

Document Number	202500026080
Date	Dec 4, 2025
Instrument	202500026080

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	886 Months
Due	Oct 19, 2099

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.2%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 12, 2024
Property Address	870 PINE RIDGE RD, BIGFORK, MT 59911-6465
Document Number	202400004485
Instrument Date	Mar 12, 2024
Instrument	202400004485
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	870 PINE RIDGE RD, BIGFORK, MT 59911-6465

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,152.00 (-11.3%)	$2,215,892 (-1.47%)
2025	$10,318.00 (+10,322.22%)	$2,248,936 (+2,841.55%)	$2,215,892 (+2,471.77%) Land $279,932 Building $1,935,960
2023	$99.00	$76,454	$86,162 Land $86,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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