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870 Pebble Crest Ln, Eagle Lake, FL 33839 Property Records

Polk County property record for 870 Pebble Crest Ln, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,621 sqft · built 2025
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on Record
Last Sale$278,000 (Sep 2025)
Tax Bill$987 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-13-359370-001870

Property Details

APN / Parcel Number

Primary APN25-29-13-359370-001870
Alternative APN
  • 132925359370001870

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,621 sqft Living Area
Gross Area2,090 sqft
1st Floor Area1,621 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area469 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address870 PEBBLE CREST LN
CityEAGLE LAKE
StateFL
Zip33839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE AT WINDSOR RESERVE PB 202 PGS 1-3 LOT 187
Legal SubdivisionVILLAGE AT WINDSOR RESERVE
Legal Lot Number187
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2063
Census Tract14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address870 PEBBLE CREST LN, EAGLE LAKE, FL 33839
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2025 · Amount on Record
Deed SaleSep 16, 2025 · Amount on Record
Deed Document Number2025216454
Deed Book / Page13699 / 2050
Record UpdatedOct 29, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateSep 16, 2025
Property Address870 PEBBLE CREST LN, EAGLE LAKE, FL 33839
Document Number0000216454
Book / Page13699 / 2050
Map ReferenceMB 202 PG 1-3
Instrument DateAug 28, 2025
Instrument2025216454
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanyUNKNOWN, APOLLO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,946.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 PEBBLE CREST LANE, EAGLE LAKE, FL 33839

Mortgage

Document Number0136992055
DateSep 16, 2025
Instrument13699/2055
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$219,127 (+338.25%) Land $50,000 Building $169,127$219,127 (+338.25%) Land $50,000 Building $169,127
2025$987.00 (-0.1%)$50,000 Land $50,000$50,000 Land $50,000
2024$988.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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