870 Old Lucerne Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 870 Old Lucerne Rd, Upper Lake, CA 95485

Property Summary

Property Type	Campground, RV Park
Details	1,728 sqft · built 2012
Lot Size	2.55 acres (111,078 sqft)
Owner	Individual Name on File
Tax Bill	$3,725 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-009-200-000`

Property Details

APN / Parcel Number

Primary APN	`004-009-200-000`
Alternative APN	`004-009-20`

Interior

Building Area	1,728 sqft Gross Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Lot Area	111,078 sqft

Location & Zoning

Old Parcel Number	004-009-20
Street Address	870 OLD LUCERNE RD
City	UPPER LAKE
State	CA
Zip	95485-8754
Property Category	Commercial
Property Type	Commercial > Retail > Campground, RV Park
Local Zoning Code	RR
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1006
Census Tract	100

Owner

870 Old Lucerne Rd, a commercial property, is owned and occupied by an individual who acquired it in August 2017.

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 866, UPPER LAKE, CA 95485-0866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Aug 25, 2017	Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK
Aug 30, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 25, 2017
Transfer Doc	0000011559
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	870 OLD LUCERNE RD, UPPER LAKE, CA 95485-8754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002375
Date	Feb 26, 2020
Instrument	2020002375

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	870 OLD LUCERNE RD, UPPER LAKE, CA 95485-8754
Document Number	0000011560
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 OLD LUCERNE RD UPPER LAKE CA 954858754, UPPER LAKE, CA 95485-8754

Mortgage

Document Number	0000011560
Date	Aug 30, 2017
Instrument	11560

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Aug 30, 2017
Property Address	870 OLD LUCERNE RD, UPPER LAKE, CA 95485-8754
Document Number	0000011559
Instrument Date	Aug 25, 2017
Instrument	11559
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 866 UPPER LAKE CA 954850866, UPPER LAKE, CA 95485-0866

Tax Assessment & Valuation

The 2026 property tax bill for 870 Old Lucerne Rd was $3,725 with a homeowner's exemption, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,725.00 (+2.45%) Homeowner's exemption	$339,576 (+2%) Land $180,810 Building $158,766
2025	$3,636.00 Homeowner's exemption	$332,918 Land $177,265 Building $155,653
2023	$3,523.00 (-2.57%) Homeowner's exemption	$319,992 Land $170,383 Building $149,609
2022	$3,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 870 Old Lucerne Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 870 Old Lucerne Rd is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: DigitalPath.

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