870 NW 97th St, Miami, FL 33150 Property Records

Miami-Dade County property record for 870 NW 97th St, Miami, FL 33150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1974
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2019)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-3102-013-0440`

Property Details

APN / Parcel Number

Primary APN	`30-3102-013-0440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	1,352 sqft
Flooring	Covered

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Exterior Material	Composition
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Patio Area	95 sqft

Location & Zoning

Street Address	870 NW 97TH ST
City	MIAMI
State	FL
Zip	33150-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5100
Legal Description	PINEWOOD PARK PB 6-42 LOT 6 BLK 8 LOT SIZE 50.000 X 140 75R-76208
Legal Range	41E
Legal Township	53S
Legal Section	02
Legal Subdivision	PINEWOOD PARK
Legal Block	8
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4013
Census Tract	408

Owner

870 NW 97th St is owned and occupied by an individual who bought it in November 2019.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	870 NW 97TH ST, MIAMI, FL 33150-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE INVESTORS INC
Jun 10, 2019	Warranty Deed, Transfer CREATIVE TITLE SERVICES INC, CREATIVE TITLE SVCS INC
Jun 19, 2019	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	2019702903
Deed Book / Page	31682 / 80
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	870 NW 97TH ST, MIAMI, FL 33150-1828
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 NW 97TH ST, EL PORTAL, FL 33150-1828

Mortgage

Document Number	0000491402
Date	Jul 9, 2021
Book Page	32610/1332
Instrument	2021R0491402

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Nov 7, 2019
Property Address	870 NW 97TH ST, MIAMI, FL 33150-1828
Document Number	0000702903
Book / Page	31682 / 0080
Map Reference	MB 6 PG 42
Instrument Date	Nov 1, 2019
Instrument	2019R0702903
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1275 W 47TH PL # PL330, 1275, HIALEAH, FL 33012-3394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 NW 97TH ST, MIAMI, FL 33150-1828

Mortgage

Document Number	0000000082
Date	Nov 7, 2019
Instrument	31682/0082

Lender

Name	DIRECT MORTGAGE INVESTORS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 10, 2019
Property Address	870 NW 97TH ST, MIAMI, FL 33150-1828
Document Number	0000357482
Book / Page	031476 / 002474
Instrument Date	May 31, 2019
Instrument	357482
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	CREATIVE TITLE SERVICES INC, CREATIVE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$582.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2000 PONCE DE LEON BLVD #627 CORAL GABLES FL 331344422, 627, CORAL GABLES, FL 33134-4422

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 19, 2019
Property Address	870 NW 97TH ST, MIAMI, FL 33150-1828
Document Number	0000378467
Book / Page	31488 / 0488
Map Reference	MB 6 PG 42
Instrument Date	May 31, 2019
Instrument	2019R0378467
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	CREATIVE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 PONCE DE LEON BLVD # 627, 2000, CORAL GABLES, FL 33134-4422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1275 W 47TH PL STE 337, 337, HIALEAH, FL 33012-3450

Mortgage

Document Number	0000000489
Date	Jun 19, 2019
Instrument	31488/0489

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 870 NW 97th St was $4,252 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00 Homeowner's exemption	$247,360	$404,197 Land $189,000 Building $215,197
2023	$3,875.00 (+3.78%) Homeowner's exemption	$231,549 (+3%)	$354,362 (+12.61%) Land $150,500 Building $203,862
2022	$3,734.00 Homeowner's exemption	$224,805	$314,674 Land $108,500 Building $206,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 870 NW 97th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1992 · Hurricane Andrew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 870 NW 97th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

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