Denton County property record for 870 Mountain Laurel Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,372 sqft · built 2018 |
| Lot Size | 0.208 acres (9,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Mar 2019) |
| Tax Bill | $13,857 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R684463 |
| Primary APN | R684463 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,372 sqft Living Area |
| Gross Area | 3,988 sqft |
| 1st Floor Area | 2,476 sqft |
| 2nd Floor Area | 896 sqft |
| Bonus Room | Bonus Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,059 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 617 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 870 MOUNTAIN LAUREL DR |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-9265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 2D-1 BLK F LOT 20 |
| Legal Subdivision | WINDSONG RANCH PHASE 2D-1 |
| Legal Block | F |
| Legal Lot Number | 20 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 20128 |
870 Mountain Laurel Dr is owned and occupied by two individuals who bought it in March 2019.
Source: Denton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 870 MOUNTAIN LAUREL DR, PROSPER, TX 75078-9265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE TX INC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Jul 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Mar 21, 2019 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Deed Document Number | 201929978 |
| Prior Transfer Date | Mar 20, 2019 |
| Prior Transfer Doc | 0000029978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 870 MOUNTAIN LAUREL DR, PROSPER, TX 75078-9265 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000169128 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-169128 |
| Name | THE LOAN STORE TX INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 870 MOUNTAIN LAUREL DR, PROSPER, TX 75078-9265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000155886 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-155886 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 870 MOUNTAIN LAUREL DR, PROSPER, TX 75078-9265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000081054 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019-081054 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Mar 21, 2019 |
| Property Address | 870 MOUNTAIN LAUREL DR, PROSPER, TX 75078-9265 |
| Document Number | 0000029978 |
| Map Reference | FILE 2016-168 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 2019-029978 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 870 MOUNTAIN LAUREL DR, PROSPER, TX 75078-9265 |
| Document Number | 0000029979 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 2019-029979 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 870 Mountain Laurel Dr was $13,857 with a homeowner's exemption.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $828,000 Land $208,025 Building $619,975 | $828,000 Land $208,025 Building $619,975 | |
| 2025 | $13,857.00 | ||
| 2023 | $11,892.00 (-8.15%) Homeowner's exemption | $955,790 Land $217,416 Building $738,374 | $955,790 Land $217,416 Building $738,374 |
| 2022 | $12,947.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 870 Mountain Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 870 Mountain Laurel Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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