870 Lantern Way, Clearwater, FL 33765 Property Records

Pinellas County property record for 870 Lantern Way, Clearwater, FL 33765

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 2,045 sqft · built 2008
Lot Size0.605 acres (26,363 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Feb 2026)
Tax Bill$7,923 (2025)
Deeds & MortgagesApr 2022 Second Mortgage
Feb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-001-024-4781-0

Property Details

APN / Parcel Number

Primary APNC62-001-024-4781-0
Alternative APNs
  • 12-29-15-16855-011-2010
  • 291512168550112010
  • R449318

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,045 sqft Living Area
1st Floor Area2,045 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2010
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area26,363 sqft (0.605 acres)
View / LotCorner
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPatio

Location & Zoning

Account NumberR449318
Street Address870 LANTERN WAY
CityCLEARWATER
StateFL
Zip33765-2139
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCOACHMAN RESERVE CONDO PHASE 18 BLDG 11, UNIT 201
Legal Range15E
Legal Township29S
Legal Section12
Legal SubdivisionCOACHMAN RESERVE CONDO
Legal Phase18
Legal Tract16855
Legal Block1
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1019
Census Tract26703

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address870 LANTERN WAY, CLEARWATER, FL 33765-2139
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MIDFLORIDA CU
Feb 25, 2026Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2026 · Amount on Record
Deed SaleFeb 25, 2026 · Amount on Record
Prior SaleMar 26, 2008 · Amount on Record
Deed Document Number202650941
Deed Book / Page23465 / 1305
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address870 LANTERN WAY, CLEARWATER, FL 33765-2139
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220272590
DateApr 20, 2022
Book Page22027/2590
Instrument2022124696
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2032

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionPINELLAS FL
Recording DateFeb 25, 2026
Property Address870 LANTERN WAY, CLEARWATER, FL 33765-2139
Document Number0234651305
Book / Page23465 / 1305
Map ReferenceMB 15435 PG 910
Instrument DateFeb 19, 2026
Instrument2026050941
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address316 SHADOW OAK DR, CASSELBERRY, FL 32707-4020

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 LANTERN WAY, CLEARWATER, FL 33765-2139

Mortgage

Document Number0234651308
DateFeb 25, 2026
Instrument23465/1308
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,923.00 (+174.53%)$409,436 (+111.2%) Building $409,436$409,436 (+3.09%) Building $409,436
2024$2,886.00 (+2.16%)
2023$2,825.00 (+0.21%) Homeowner's exemption Widower's exemption$193,858 (+3%)$397,176 (+35.9%) Building $397,176
2022$2,819.00 Homeowner's exemption Widower's exemption$188,212$292,252 Building $292,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Spectrum, Verizon, WOW Internet, Cable & Phone.

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