870 Geraldson Rd, Newcastle, CA 95658 Property Records

Placer County property record for 870 Geraldson Rd, Newcastle, CA 95658

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 1971
Lot Size0.768 acres (33,445 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Apr 2017)
Tax Bill$6,296 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN040-060-029-000

Property Details

APN / Parcel Number

Primary APN040-060-029-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,488 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Construction TypeFrame
Lot Area33,445 sqft (0.768 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address870 GERALDSON RD
CityNEWCASTLE
StateCA
Zip95658-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAB100
Legal DescriptionFR L 1 BLK 8 OPHIR (ROLL)
Legal SubdivisionOPHIR TOWNSITE
Legal Block8
Legal Lot Number1
JurisdictionPLACER CA
Township / Civil DivisionAUBURN
Census Block Group1
Census Block1019
Census Tract20501

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address870 GERALDSON RD, NEWCASTLE, CA 95658-9525
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Line of Credit
GOLDEN 1 CREDIT UNION
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Oct 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 18, 2017Grant Deed, Transfer · Conventional with PMI
RJS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2017 · Amount on Record
Deed SaleApr 18, 2017 · Amount on Record
Prior SaleDec 5, 2013 · Amount on Record
Deed Document Number201728476
Prior Transfer DateDec 28, 2000
Prior Transfer Doc0000001224
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Recording DateJun 24, 2026
Property Address870 GERALDSON RD, NEWCASTLE, CA 95658-9525
Document Number0000036466
Instrument DateJun 16, 2026
Instrument202636466
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE RECORDING PARTNERS NETWORK

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 GERALDSON RD, NEWCASTLE, CA 95658-9525

Mortgage

Document Number0000036466,
DateJun 24, 2026
Instrument202636466
Lender
NameGOLDEN 1 CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate7.13%
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address870 GERALDSON RD, NEWCASTLE, CA 95658-9525
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 GERALDSON RD, NEWCASTLE, CA 95658-9525

Mortgage

Document Number0000010064
DateJan 25, 2021
Instrument2021-0010064
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address870 GERALDSON RD, NEWCASTLE, CA 95658-9525
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077699
DateOct 7, 2019
Instrument2019-0077699
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateApr 18, 2017
Property Address870 GERALDSON RD, NEWCASTLE, CA 95658-9525
Document Number0000028476
Instrument DateApr 7, 2017
Instrument28476
Transaction TypeTransfer
Record UpdatedApr 28, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$588.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address870 GERALDSON RD NEWCASTLE CA 956589525, NEWCASTLE, CA 95658-9525

Mortgage

Document Number28477
DateApr 18, 2017
Instrument28477
Lender
NameRJS
AddressSAN DIEGO, CA 92126
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 17, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Elementary School DistrictLoomis Union Elementary School District (KG - 08)
Secondary School DistrictPlacer Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$625,038 (+2%) Land $147,972 Building $477,066
2025$6,296.00 (+1.12%) Homeowner's exemption$612,783 (+4.04%) Land $145,071 Building $467,712
2023$6,226.00 (+0.87%) Homeowner's exemption$588,990 Land $139,439 Building $449,551
2022$6,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 48% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T, Skyhi Broadband, Succeed.Net, Verizon.

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