870 Ervin St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 870 Ervin St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jan 2017)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`118477-0200`

Property Details

APN / Parcel Number

Primary APN	`118477-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,506 sqft
1st Floor Area	1,220 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	80 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	870 ERVIN ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	4-8 AFRO AMERICAN SUB OF BLK 129 DANCY TRACT LOT 20 OR4324/1340 & 4714/782(D/M) & 4727/297(Q/C)
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	AFRO-AMERICAN SUBDIVISON OF THE DANCY TR
Legal Block	129
Legal Lot Number	20
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2024
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	870 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit JAX FCU
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
May 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Aug 19, 2005 · Amount on Record
Deed Document Number	20177366
Deed Book / Page	4324 / 1340
Last Transfer Date	May 6, 2019
Transfer Doc	0047270297
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	870 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028

Mortgage

Document Number	0056670582
Date	Nov 21, 2022
Book Page	5667/582
Instrument	2022106115

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	870 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Document Number	0048360557
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 ERVIN ST ST AUGUSTINE FL 320843028, ST AUGUSTINE, FL 32084-3028

Mortgage

Document Number	0048360557
Date	Nov 22, 2019
Book Page	004836/000557
Instrument	87715

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2019
Property Address	870 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Document Number	0047270297
Book / Page	004727 / 000297
Instrument Date	May 6, 2019
Instrument	34834
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 ERVIN ST ST AUGUSTINE FL 320843028, ST AUGUSTINE, FL 32084-3028

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 31, 2017
Property Address	870 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028
Document Number	0043241340
Book / Page	4324 / 1340
Map Reference	MB4 PG8
Instrument Date	Jan 30, 2017
Instrument	2017007366
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 ERVIN ST, 870, SAINT AUGUSTINE, FL 32084-3028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 ERVIN ST, SAINT AUGUSTINE, FL 32084-3028

Mortgage

Document Number	0043241342
Date	Jan 31, 2017
Book Page	4324/1342
Instrument	2017007367

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,247 (+2.7%)	$248,485 (+4.1%) Land $45,000 Building $203,485
2025	$1,669.00 (+15.9%) Homeowner's exemption	$137,534 (+5.99%)	$238,690 (+4.41%) Land $45,000 Building $193,690
2024	$1,440.00 (+2.42%)
2023	$1,406.00 (+4.15%) Homeowner's exemption	$129,765 (+3%)	$228,602 (+0.85%) Land $29,652 Building $198,950
2022	$1,350.00 Homeowner's exemption	$125,985	$226,677 Land $20,442 Building $206,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1989–2020)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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