870 E Ross Ave, Phoenix, AZ 85024 Property Records

Maricopa County property record for 870 E Ross Ave, Phoenix, AZ 85024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1998
Lot Size	0.114 acres (4,962 sqft)
Owner	Company Name on Record
Last Sale	$399,000 (Apr 2021)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Sep 2022 Transfer Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`213-05-615`

Property Details

APN / Parcel Number

Primary APN	`213-05-615`
Alternative APN	`213056151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,962 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces
Pool Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	870 E ROSS AVE
City	PHOENIX
State	AZ
Zip	85024-4138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	ARROYO ROJO MCR 424-13
Legal Range	3E
Legal Township	4N
Legal Section	21
Legal Subdivision	ARROYO ROJO
Legal Lot Number	135
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	614900

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Intrafamily Transfer, Transfer
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 28, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	2021450087
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000734554
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 26, 2022
Property Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138
Document Number	0000734554
Map Reference	MB 424 PG 13
Instrument Date	Sep 26, 2022
Instrument	20220734554
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 22, 2021
Property Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138
Document Number	0000450087
Map Reference	MB 424 PG 13
Instrument Date	Apr 2, 2021
Instrument	20210450087
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 E ROSS AVE, 870, PHOENIX, AZ 85024-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138

Mortgage

Document Number	0000450088
Date	Apr 22, 2021
Instrument	20210450088

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138

Mortgage

Document Number	0001173932
Date	Nov 30, 2020
Instrument	20201173932

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000669280
Date	Aug 28, 2019
Instrument	20190669280

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 28, 2017
Property Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138
Document Number	0000634773
Map Reference	MB 424 PG 13
Instrument Date	Jul 26, 2017
Instrument	2017-0634773
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 RICHMOND RD # 15, 148, FLUSHING, NY 11363-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 E ROSS AVE, PHOENIX, AZ 85024-4138

Mortgage

Document Number	0000634774
Date	Aug 28, 2017
Instrument	2017-0634774

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,250 (+77.91%)	$362,500 (-3.36%) Land $72,500 Building $290,000
2025	$1,686.00 (-2.2%)	$20,375 (-47.26%)	$375,100 (-2.9%) Land $75,000 Building $300,100
2024		$38,630	$386,300 Land $77,200 Building $309,100
2023	$1,724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP, Verizon.

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