Bradford County property record for 870 E Main St, Troy, PA 16947 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · built 1993 |
| Lot Size | 15.4 acres (673,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $372,000 (Jan 2022) |
| Tax Bill | $3,806 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-068.00-035-000-000 |
| Primary APN | 53-068.00-035-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Rustic |
| Lot Area | 673,002 sqft (15.4 acres) |
| Street Address | 870 E MAIN ST |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-8801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOG HOME & OBS |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 950700 |
Source: Bradford County records · APN 53-068.00-035-000-000
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Jan 25, 2022 | Deed, Transfer SIX WEST SETTLEMENTS INC, SIX WEST SETTLEMENTS |
| Mar 24, 2020 | Deed, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK |
| Nov 27, 2018 | Deed, Transfer · ARM CITIZENS & NORTHERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on Record |
| Deed Sale | Jan 25, 2022 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 2022938 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202403773 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 202403773 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 02, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Jan 25, 2022 |
| Property Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Document Number | 0202200938 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 202200938 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | SIX WEST SETTLEMENTS INC, SIX WEST SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Name | Verified Name |
|---|---|
| Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Mar 24, 2020 |
| Property Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Document Number | 0202003096 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 202003096 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Name | Verified Name |
|---|---|
| Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Document Number | 0202003097 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 202003097 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 10.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Nov 27, 2018 |
| Property Address | 870 E MAIN ST, TROY, PA 16947-8801 |
| Document Number | 0201814398 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 201814398 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 HOLLISTER DR, TROY, PA 16947-8806 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 30 DIGITAL DR UNIT 303, 303, NASHUA, NH 03062-4568 |
| Document Number | 0201814399 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 201814399 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 1-Year LIBOR |
| Max Rate | 11% |
Source: Bradford County records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Troy Township |
| Unified School District | Troy Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,806.00 (+9.87%) | $59,850 (-) | |
| 2024 | $3,464.00 | $59,850 | |
| 1999 | $119,695 |
Source: FEMA National Flood Hazard Layer, Bradford County (42015C), updated September 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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