870 E Loch Maree Dr, Hayden, ID 83835 Property Records

Kootenai County property record for 870 E Loch Maree Dr, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,359 sqft · built 1997
Lot Size	0.237 acres (10,367 sqft)
Owner	Company Name on Record
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H640000200D0`

Property Details

APN / Parcel Number

Primary APN	`H640000200D0`
Alternative APN	`206939`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,359 sqft Living Area
Basement Area	1,048 sqft
Finished Basement	1,048 sqft

Exterior

Year Built	Built 1997
Construction Type	Frame
Foundation Type	Concrete
Lot Area	10,367 sqft (0.237 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	206939
Street Address	870 E LOCH MAREE DR
City	HAYDEN
State	ID
Zip	83835-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCH HAVEN HILLS 2ND ADD, LT D BLOCK 2 2451N04W
Legal Subdivision	LOCH HAVEN HILLS 2ND ADD
Legal Block	2
Legal Lot Number	D
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	3
Census Block	3007
Census Tract	1802

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	870 E LOCH MAREE DR, HAYDEN, ID 83835-8297
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit BANKCDA
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	May 9, 2024
Transfer Doc	2967988000
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	870 E LOCH MAREE DR, HAYDEN, ID 83835-8297
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2607248000
Date	Aug 14, 2017
Instrument	2607248000

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	870 E LOCH MAREE DR, HAYDEN, ID 83835-8297
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	ALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 E LOCH MAREE DR, HAYDEN, ID 83835-8297

Mortgage

Document Number	2781858000
Date	Oct 2, 2020
Instrument	2781858000

Lender

Name	BANKCDA
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	870 E LOCH MAREE DR, HAYDEN, ID 83835-8297
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2726597000
Date	Dec 9, 2019
Instrument	2726597000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	870 E LOCH MAREE DR, HAYDEN, ID 83835-8297
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	ALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2883500000
Date	Jan 24, 2022
Instrument	2883500000

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Hayden City
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,566.00 (+0.9%) Homeowner's exemption	$482,250 (-7.68%) Land $195,000 Building $287,250	$482,250 (-7.68%) Land $195,000 Building $287,250
2024	$1,552.00 (+2.04%)
2023	$1,521.00 (-23.07%) Homeowner's exemption	$522,343 (-8.46%) Land $205,000 Building $317,343	$522,343 (-8.46%) Land $205,000 Building $317,343
2022	$1,977.00 Homeowner's exemption	$570,634 Land $230,000 Building $340,634	$570,634 Land $230,000 Building $340,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALTON WATER ASSN INC serves 2,602 people · EPA ID ID1280059
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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