Cook County property record for 870 E Algonquin Rd, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,279 sqft · built 1952 |
| Lot Size | 0.162 acres (7,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,500 (Oct 2022) |
| Tax Bill | $7,119 (2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-115-021 |
| Primary APN | 09-20-115-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,279 sqft Living Area |
| 1st Floor Area | 1,279 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,040 sqft (0.162 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 870 E ALGONQUIN RD |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-6272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (DESPLAINES)(VILLAS) RESUB OF LTS & BLKS IN HOMERICAN VILLAS SUB WH NW SEC 20EX ELY 503FT E LINE ALSO EX W 173 FT ALL IN EH N |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 09 |
| Legal Subdivision | DESPLAINES VILLAS |
| Legal Block | 22 |
| Legal Lot Number | 9-11 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 806300 |
Source: Cook County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 870 E ALGONQUIN RD, DES PLAINES, IL 60016-6272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Oct 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK |
| Jun 14, 2017 | Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on Record |
| Deed Sale | Oct 6, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2017 · Amount on Record |
| Deed Document Number | 202228033 |
| Prior Transfer Date | Jun 1, 1998 |
| Prior Transfer Doc | 0000000202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 23, 2026 |
| Property Address | 870 E ALGONQUIN RD, DES PLAINES, IL 60016-6272 |
| Document Number | 0000028027 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202628027 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 870 E ALGONQUIN RD, DES PLAINES, IL 60016-6272 |
| Document Number | 0000028027, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202628027 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 6, 2022 |
| Property Address | 870 E ALGONQUIN RD, DES PLAINES, IL 60016-6272 |
| Document Number | 0027928033 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2227928033 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 870 E ALGONQUIN RD, DES PLAINES, IL 60016-6272 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 870 E ALGONQUIN RD, DES PLAINES, IL 60016-6272 |
| Document Number | 0027928034 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 2227928034 |
| Name | MUTUAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 14, 2017 |
| Property Address | 870 E ALGONQUIN RD, DES PLAINES, IL 60016-6272 |
| Document Number | 1716549047 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 16549047 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2927 RUBY ST FRANKLIN PARK IL 601312625, FRANKLIN PARK, IL 60131-2625 |
| Document Number | 1716549048 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 16549048 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 (+11.11%) Land $6,336 Building $23,664 | $300,000 (+11.11%) Land $63,360 Building $236,640 | |
| 2023 | $7,119.00 (+17.34%) | ||
| 2022 | $6,067.00 Homeowner's exemption | $27,000 Land $5,280 Building $21,720 | $270,000 Land $52,800 Building $217,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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