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870 Cypress Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 870 Cypress Rd, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,064 sqft · built 1977
Lot Size3.4 acres (148,104 sqft)
OwnerIndividual Name on File
Tax Bill$1,569 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN099470-0050

Property Details

APN / Parcel Number

Primary APN099470-0050

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,064 sqft Living Area
Gross Area1,400 sqft
1st Floor Area1,064 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area148,104 sqft (3.4 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address870 CYPRESS RD
CitySAINT AUGUSTINE
StateFL
Zip32086-5371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-28 ST AUGUSTINE HEIGHTS UNIT 2 TRACT 5 OR338/72 & 2706/1661(L/E)
Legal Range29E
Legal Township07S
Legal Section36
Legal SubdivisionST. AUGUSTINE HEIGHTS SUBDIVISION UNITS
Legal Tract5
Legal Block4
Legal Lot Number5
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4019
Census Tract21301

Owner

Source: St. Johns County records · APN 099470-0050

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address870 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Feb 06, 2023Deed of Trust, Mortgage
MORRIS FAMILY REVOCABLE TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 18, 2006
Transfer Doc0027061661
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address870 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5371
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5371

Mortgage

Document Number0051961639
DateMar 03, 2021
Book Page5196/1639
Instrument2021023971
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address870 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5371
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address870 CYPRESS RD, SAINT AUGUSTINE, FL 32086-5371

Mortgage

Document Number0057050463
DateFeb 06, 2023
Book Page5705/463
Instrument2023009358
Lender
NameMORRIS FAMILY REVOCABLE TRUST
TypePrivate Party
Address1915 VILLAGE RUN PL, JACKSONVILLE, FL 32259
Agreement
AmountAmount Recorded
Term61 Months
DueMar 01, 2028

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$133,658 (+2.7%)$317,763 (+5.5%) Land $217,818 Building $99,945
2025$1,569.00 (+16.31%) Homeowner's exemption$130,144 (+2.9%)$301,185 (-9.93%) Land $217,818 Building $83,367
2024$1,349.00 (+2.43%) Homeowner's exemption$126,476 (+3%)$334,383 (-0.42%) Land $247,520 Building $86,863
2023$1,317.00 (+4.28%) Homeowner's exemption$122,792 (+3%)$335,784 (+3.09%) Land $247,520 Building $88,264
2022$1,263.00 Homeowner's exemption$119,216$325,707 Land $224,672 Building $101,035

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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