Flagler County property record for 870 Co Rd 65, Bunnell, FL 32110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,802 sqft · built 1978 |
| Lot Size | 5.23 acres (227,819 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Apr 2018) |
| Tax Bill | $1,451 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-12-29-5550-00140-0030 |
| Primary APN | 13-12-29-5550-00140-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,802 sqft Living Area |
| Gross Area | 4,709 sqft |
| 1st Floor Area | 3,802 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 227,819 sqft (5.23 acres) |
| Garage Type | Detached |
| Garage Area | 1,600 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,800 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 870 COUNTY ROAD 65 |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-4927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | 5.23 AC ST JOHNS DEV CO SUBD BLK 14 N1/2 TR 3 & 15 FT OF TR 2 OR 88 PG 558, OR 278 PG 977 OR 538 PG 313(CD) OR 693 PG 1781 OR 934 PG 756-RDMAN KAHLER TRUST OR 2194/583-DC OR 2274/1676 |
| Legal Range | 29E |
| Legal Township | 12S |
| Legal Section | 13 |
| Legal Subdivision | ST JOHNS DEV CO |
| Legal Tract | 3,15,2 |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2189 |
| Census Tract | 60206 |
Source: Flagler County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 870 COUNTY ROAD 65, BUNNELL, FL 32110-4927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK |
| Apr 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on Record |
| Deed Sale | Apr 26, 2018 · Amount on Record |
| Prior Sale | May 11, 2000 · Amount on Record |
| Deed Document Number | 201815132 |
| Deed Book / Page | 2274 / 1676 |
| Prior Transfer Date | May 21, 2003 |
| Prior Transfer Doc | 0934000756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 870 COUNTY ROAD 65, BUNNELL, FL 32110-4927 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 870 COUNTY ROAD 65, BUNNELL, FL 32110-4927 |
| Document Number | 0025961933 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 2596/1933 |
| Instrument | 2021045629 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 870 COUNTY ROAD 65, BUNNELL, FL 32110-4927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023990658 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 2399/0658 |
| Instrument | 2019042909 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 29, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 26, 2018 |
| Property Address | 870 COUNTY ROAD 65, BUNNELL, FL 32110-4927 |
| Document Number | 0022741676 |
| Book / Page | 002274 / 001676 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 15132 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 870 COUNTY ROAD 65 BUNNELL FL 321104927, BUNNELL, FL 32110-4927 |
| Document Number | 22741678 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 002274/001678 |
| Instrument | 15133 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,451.00 (-38.44%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $191,937 (+1.76%) | $386,996 (+35.3%) Land $127,645 Building $259,351 |
| 2023 | $2,357.00 (+2.3%) Homeowner's exemption Widower's exemption | $188,616 (+3%) | $286,026 (+0.5%) Land $89,570 Building $196,456 |
| 2022 | $2,304.00 Homeowner's exemption Widower's exemption | $183,122 | $284,602 Land $89,570 Building $195,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 3 (2001–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures