870 Clay Loop, Savannah, TN 38372 Property Records

Hardin County property record for 870 Clay Loop, Savannah, TN 38372

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,482 sqft · built 2001
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,800 (Apr 2018)
Tax Bill	$662 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036091J B 00200`

Property Details

APN / Parcel Number

Primary APN	`036091J B 00200`
Alternative APN	`091J B 00200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,000 sqft
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	870 CLAY LOOP
City	SAVANNAH
State	TN
Zip	38372-5759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HILL B 2
Legal Subdivision	OAK HILL
Legal Block	B
Legal Lot Number	2
Jurisdiction	HARDIN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1039
Census Tract	920501

Owner

Source: Hardin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	870 CLAY LOOP, SAVANNAH, TN 38372-5759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL CORPORATION
May 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FORTUNE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Aug 14, 2012 · Amount on Record
Deed Document Number	0000687292
Deed Book / Page	650 / 222
Prior Transfer Date	Aug 30, 2016
Prior Transfer Doc	126207
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	870 CLAY LOOP, SAVANNAH, TN 38372-5759
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6474 LAKOTA TRL, LINO LAKES, MN 55014-7006

Mortgage

Document Number	0008481335
Date	Oct 28, 2025
Book Page	848/1335
Instrument	182809

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	8241 DOW CIR, STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Property Address	870 CLAY LOOP, SAVANNAH, TN 38372-5759
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000758423
Date	Mar 4, 2021
Book Page	758/423
Instrument	152817

Lender

Name	FORTUNE FINANCIAL CORPORATION
Type	Non-Lending Institution
Address	SAVANNAH, TN 38372

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	May 3, 2018
Property Address	870 CLAY LOOP, SAVANNAH, TN 38372-5759
Document Number	0000687292
Book / Page	687 / 292
Instrument Date	Apr 30, 2018
Instrument	135634
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 CLAY LOOP, SAVANNAH, TN 38372-5759

Mortgage

Document Number	0000687294
Date	May 3, 2018
Book Page	687/294
Instrument	135635

Lender

Name	FORTUNE FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$662.00	$37,800 (-) Land $1,125 Building $36,675
2024	$662.00	$37,800 (-) Land $1,125 Building $36,675
2023	$662.00 (+21.47%)	$37,800 (+42.91%) Land $1,125 Building $36,675	$151,200 (+42.91%) Land $4,500 Building $146,700
2022	$545.00	$26,450 Land $875 Building $25,575	$105,800 Land $3,500 Building $102,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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