870 Cheyenne Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 870 Cheyenne Dr, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Architecture Style	Custom Design
Year Built	Built 1989
Square Footage	1,706 sqft Living Area
Lot Size	21,997 sqft (0.505 acres)
Occupancy	Owner Occupied
Tax Bill	$847.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-25-31-4270-000L-0050`
Alternative APNs	`2531204270000L0050` `91749`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,706 sqft Living Area
Gross Area	1,862 sqft Gross Area
1st Floor	1,706 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,997 sqft (0.505 acres)
Shed	1 Shed
Shed Area	130 sqft Shed
Porch Area	312 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	870 CHEYENNE DR
City	SAINT CLOUD
State	FL
Zip	34771-7235
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	OLD NARCOOSSEE PB 1 PG 017 BLK L LOTS 5 & 7
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE THE TOWN OF
Legal Tract	4270
Legal Block	L
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1041
Census Tract	43600

Owner

Source: Osceola County records · APN 20-25-31-4270-000L-0050

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	870 CHEYENNE DR, SAINT CLOUD, FL 34771-7235
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 09, 2022
Transfer Doc	0000140151
Record Refreshed	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	870 CHEYENNE DR, SAINT CLOUD, FL 34771-7235
Document Number	0054500037
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 07, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 CHEYENNE DR ST CLOUD FL 347717235, ST CLOUD, FL 34771-7235

Mortgage

Document Number	0054500037
Date	Dec 17, 2018
Book Page	005450/000037
Instrument	183619

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00 (+10.86%) Homeowner's exemption Senior Citizen's exemption	$58,968 (+5.99%)	$157,500 (+22.95%) Land $71,500 Building $86,000
2024	$847.00 (+1.56%)
2023	$834.00 (+6.92%) Homeowner's exemption Senior Citizen's exemption	$55,638 (+3%)	$128,100 (+26.33%) Land $49,500 Building $78,600
2022	$780.00 Homeowner's exemption Senior Citizen's exemption	$54,018	$101,400 Land $49,500 Building $51,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.