870 Chestnut Tree Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 870 Chestnut Tree Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,771 sqft · built 1965
Lot Size0.212 acres (9,240 sqft)
Owner2 Individual Names on File
Last Sale$458,000 (Nov 2021)
Tax Bill$5,317 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-165-01322121

Property Details

APN / Parcel Number

Primary APN03-165-01322121
Alternative APNs
  • 316501322121
  • 16501322121

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,771 sqft Living Area
1st Floor Area1,060 sqft
Basement Area711 sqft
Finished Basement711 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area9,240 sqft (0.212 acres)
Deck Area90 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number16501322121
Street Address870 CHESTNUT TREE DR
CityANNAPOLIS
StateMD
Zip21409-5116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 16 2 LT17 BK TTT PL7 870 CHESTNUT TREE DR CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockTTT
Legal Lot Number16
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1017
Census Tract731004

Owner

870 Chestnut Tree Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Anne Arundel County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address870 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Apr 16, 2019Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2021 · Amount on File
Deed SaleNov 5, 2021 · Amount on File
Prior SaleApr 16, 2019 · Amount on File
Deed Book / Page37864 / 414
Record UpdatedOct 29, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateNov 5, 2021
Property Address870 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5116
Document Number0378640414
Book / Page37864 / 414
Map ReferenceMB 22 FO 2
Instrument DateOct 15, 2021
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyMID ATLANTIC STLMT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address870 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5116

Mortgage

Document Number37864420
DateNov 5, 2021
Instrument37864/420
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateApr 16, 2019
Property Address870 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5116
Document Number0330410165
Book / Page33041 / 165
Map ReferenceMB 22 FO 2
Instrument DateApr 5, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyHERITAGE TITLE LTD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,036.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address870 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5116

Mortgage

Document Number33041173
DateApr 16, 2019
Instrument33041/173
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 870 Chestnut Tree Dr was $5,317 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$473,067$499,900 Land $240,700 Building $259,200
2025$5,317.00
2023$4,317.00 Homeowner's exemption$403,067$419,400 Land $230,700 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 870 Chestnut Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 870 Chestnut Tree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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