870 Blacksmith Run Dr, Hendersonville, NC 28792 Property Records

Henderson County property record for 870 Blacksmith Run Dr, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,022 sqft · built 2022
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Feb 2021)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`9691729362`

Property Details

APN / Parcel Number

Primary APN	`9691729362`
Alternative APN	`10006431`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,022 sqft Heated Area
1st Floor Area	2,022 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Foundation Type	No Foundation
Lot Area	24,394 sqft (0.56 acres)
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Deck Area	104 sqft

Location & Zoning

Account Number	10006431
Street Address	870 BLACKSMITH RUN DR
City	HENDERSONVILLE
State	NC
Zip	28792-0334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10006431~R
Legal Description	BLACKSMITH RUN LO78 PL2020-12887
Legal Subdivision	VISTA AT BLACKSMITH RUN
Legal Block	72
Legal Lot Number	9362
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1024
Census Tract	930402

Owner

870 Blacksmith Run Dr is owned and occupied by two individuals who bought it in February 2021.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	870 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Feb 11, 2021	Warranty Deed, Construction Loan · Construction Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Deed Document Number	2021944775
Deed Book / Page	3651 / 61
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	870 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0334
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0334

Mortgage

Document Number	0039510332
Date	Aug 17, 2022
Book Page	3951/332
Instrument	985012

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HENDERSONVILLE, NC 28792

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 11, 2021
Property Address	870 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0334
Document Number	0036510061
Book / Page	3651 / 61
Map Reference	MB 2020 PG 129887
Instrument Date	Feb 9, 2021
Instrument	944775
Transaction Type	Construction Loan
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Tax	$158.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2730 SW 34TH AVE800, AVE800, MIAMI, FL 33133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 PARK SIDE DR, FLETCHER, NC 28732-0478

Mortgage

Document Number	0000944776
Date	Feb 11, 2021
Instrument	944776

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 870 Blacksmith Run Dr was $2,728.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,700 Land $115,000 Building $384,700
2025	$2,728.00
2023		$499,700 Land $115,000 Building $384,700	$499,700 Land $115,000 Building $384,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 870 Blacksmith Run Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 870 Blacksmith Run Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

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