870 3rd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 870 3rd Ave, Troy, NY 12182 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,564 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2024)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2026 Mortgage + 1 more
APN	`381700 80.24-3-21`

Property Details

APN / Parcel Number

Primary APN	`381700 80.24-3-21`
Alternative APN	`1703200`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,564 sqft Total Area
1st Floor Area	1,280 sqft
2nd Floor Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1703200
Street Address	870 3RD AVE
City	TROY
State	NY
Zip	12182-1916
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	3
Legal Lot Number	21.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1011
Census Tract	40100

Owner

Source: Rensselaer County and Troy City records · APN 381700 80.24-3-21

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	870 3RD AVE, TROY, NY 12182-1916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 08, 2026	Deed of Trust, Mortgage BROADVIEW FCU
Jun 24, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Apr 17, 2013 · Amount on Record
Deed Book / Page	10702 / 204
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	870 3RD AVE, TROY, NY 12182-1916
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111020136
Date	Oct 27, 2025
Book Page	11102/136
Instrument	2025-663051

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	870 3RD AVE, TROY, NY 12182-1916
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111670227
Date	Jan 08, 2026
Book Page	11167/227
Instrument	2026-666092

Lender

Name	BROADVIEW FCU

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2041

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 24, 2024
Property Address	870 3RD AVE, TROY, NY 12182-1916
Document Number	0107020204
Book / Page	10702 / 204
Instrument Date	Jun 14, 2024
Instrument	2024-643203
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 3RD AVE, TROY, NY 12182-1916

Mortgage

Document Number	2024643204
Date	Jun 24, 2024
Instrument	2024-643204

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2054

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,537.00	$98,000 (+8.89%) Land $14,000 Building $84,000	$167,800 (+30.48%) Land $23,971 Building $143,829
2023		$90,000 Land $8,800 Building $81,200	$128,600 Land $12,574 Building $116,026

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2016)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2016, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Hudson Valley Wireless	Fixed Wireless (licensed-by-rule)	200 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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