Sacramento County property record for 870 3rd Ave, Sacramento, CA 95818
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,079 sqft · built 1946 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (reduced by levee) |
| APN | 012-0102-006-0000 |
| Primary APN | 012-0102-006-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,079 sqft Living Area |
| 1st Floor Area | 1,079 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | L-Shape |
| Exterior Material | Block |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 870 3RD AVE |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95818-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SWANSTON PALMS 03, LOT 76 |
| Legal Subdivision | SWANSTON PALMS 03 |
| Legal Lot Number | 76 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 2200 |
870 3rd Ave is owner-occupied and held in a trust since June 2023.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 870 3RD AVE, SACRAMENTO, CA 95818-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 8, 2023 |
| Transfer Doc | 2023001163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 870 3RD AVE, SACRAMENTO, CA 95818-3332 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 870 3RD AVE, SACRAMENTO, CA 95818-3332 |
| Document Number | 0000000616 |
|---|---|
| Date | Aug 20, 2024 |
| Instrument | 202408200616 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 29, 2020 |
| Property Address | 870 3RD AVE, SACRAMENTO, CA 95818-3332 |
| Document Number | 2001291530 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 2001291530 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 870 3RD AVE SACRAMENTO CA 958183332, SACRAMENTO, CA 95818-3332 |
The 2025 property tax bill for 870 3rd Ave was $1,778 with a homeowner's exemption, up 1.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $138,889 (+2%) Land $24,885 Building $114,004 | |
| 2025 | $1,778.00 (+1.48%) Homeowner's exemption | $136,167 Land $24,398 Building $111,769 |
| 2024 | $1,752.00 (+2.4%) | |
| 2023 | $1,711.00 (+0.88%) Homeowner's exemption | $130,881 Land $23,451 Building $107,430 |
| 2022 | $1,696.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 870 3rd Ave in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 870 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
May also be available: Succeed.Net, Verizon.
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