87 Whitestone Dr, Ruffin, NC 27326 Property Records

Caswell County property record for 87 Whitestone Dr, Ruffin, NC 27326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2001
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2021)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1063261`

Property Details

APN / Parcel Number

Primary APN	`1063261`
Alternative APN	`0009.00.00.0065.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Architectural Style	Modular
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	96 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1063261
Street Address	87 WHITESTONE DR
City	RUFFIN
State	NC
Zip	27326-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-19 1.0000 AC PL-14/308
Legal Lot Number	19
Jurisdiction	CASWELL NC
Township / Civil Division	LOCUST HILL
Census Block Group	1
Census Block	1017
Census Tract	930400

Owner

Source: Caswell County records · APN 1063261

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	87 WHITESTONE DR, RUFFIN, NC 27326-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Public Action, Foreclosure · FHA Mortgage CLICK N CLOSE INC
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Oct 05, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	May 21, 2021 · Amount on Record
Deed Document Number	000631/486
Deed Book / Page	631 / 486
Last Transfer Date	Oct 15, 2025
Transfer Doc	000672/536
Record Updated	Jun 08, 2026

October 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CASWELL NC
Recording Date	Oct 15, 2025
Property Address	87 WHITESTONE DR, RUFFIN, NC 27326-9610
Document Number	000672/536
Book / Page	672 / 536
Map Reference	MB 14 PG 308
Instrument Date	Oct 14, 2025
Instrument	362003
Transaction Type	Foreclosure
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9254 NORTH CAROLINA 87, REIDSVILLE, NC 27320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 WHITESTONE DR, RUFFIN, NC 27326-9610

Mortgage

Document Number	0000362004
Date	Oct 15, 2025
Instrument	362004

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASWELL NC
Recording Date	May 21, 2021
Property Address	87 WHITESTONE DR, RUFFIN, NC 27326-9610
Document Number	000631/486
Book / Page	631 / 486
Map Reference	MB 14 PG 308
Instrument Date	May 21, 2021
Instrument	348525
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 ISLEY SCHOOL RD, BURLINGTON, NC 27217-8397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 WHITESTONE DR, RUFFIN, NC 27326-9610

Mortgage

Document Number	0000348526
Date	May 21, 2021
Instrument	348526

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jun 01, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	Other
Max Rate	9.15%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASWELL NC
Recording Date	Jan 19, 2018
Property Address	87 WHITESTONE DR, RUFFIN, NC 27326-9610
Document Number	00604/1043
Book / Page	604 / 1043
Map Reference	MB 14 PG 308
Instrument Date	Jan 19, 2018
Instrument	338958
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1729 CRAWFORD RD, GRAHAM, NC 27253-9006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 PAGETOWN RD, ELON COLLEGE, NC 27244-8989

Mortgage

Document Number	0000338959
Date	Jan 19, 2018
Instrument	338959

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CASWELL NC
Recording Date	Oct 05, 2017
Property Address	87 WHITESTONE DR, RUFFIN, NC 27326-9610
Document Number	00602/0958
Book / Page	602 / 0958
Map Reference	MB 14 PG 308
Instrument Date	Sep 29, 2017
Instrument	338146
Transaction Type	Foreclosure
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Tax	$137.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 REGNCY EX PK DR # DR100, DR100, CHARLOTTE, NC 28217-3989

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 PAGETOWN RD, ELON COLLEGE, NC 27244-8989
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Caswell County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caswell County
Unified School District	Caswell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (+6.55%)	$172,439 (-) Land $27,472 Building $144,967	$172,439 (-) Land $27,472 Building $144,967
2024	$1,190.00 (-0.17%)	$172,439 (+23.29%) Land $27,472 Building $144,967
2023	$1,192.00	$139,867 Land $20,560 Building $119,307	$172,439 Land $27,472 Building $144,967

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 55 locations within half a mile of this property.

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