87 Vadnais St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 87 Vadnais St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1955
Lot Size	0.184 acres (7,998 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Feb 2005)
Tax Bill	$3,165 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11780 P:0026`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11780 P:0026`
Alternative APN	`117800026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,998 sqft (0.184 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	117800026
Street Address	87 VADNAIS ST
City	SPRINGFIELD
State	MA
Zip	01104-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4007
Census Tract	800400

Owner

87 Vadnais St is owned and occupied by an individual who bought it in February 2005.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	87 VADNAIS ST, SPRINGFIELD, MA 01104-2642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · ARM
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FEDERAL SAVINGS BANK
Aug 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2005 · Amount on File
Deed Sale	Feb 25, 2005 · Amount on File
Prior Sale	May 3, 1989 · Amount on File
Deed Document Number	2005151147
Deed Book / Page	14844 / 246
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 7, 2026
Property Address	87 VADNAIS ST, SPRINGFIELD, MA 01104-2642
Document Number	0000020166
Book / Page	26322 / 337
Instrument Date	Apr 22, 2026
Instrument	202620166
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 VADNAIS ST, SPRINGFIELD, MA 01104-2642

Mortgage

Document Number	026322-337,
Date	May 7, 2026
Book Page	26322/337
Instrument	202620166

Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2029
Index	Other
Margin	2
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	87 VADNAIS ST, SPRINGFIELD, MA 01104-2642
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025102-85
Date	Aug 2, 2023
Book Page	25102/85
Instrument	35764

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	87 VADNAIS ST, SPRINGFIELD, MA 01104-2642
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024663-596
Date	Aug 1, 2022
Book Page	24663/596
Instrument	46545

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 87 Vadnais St was $3,165, up 2.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,165.00 (+2.39%)	$204,700 (+3.86%) Land $37,600 Building $167,100	$254,318 (+16.54%)
2025	$3,091.00	$197,100 Land $39,200 Building $157,900	$218,215 (+5.8%)
2024			$206,245
2023	$2,397.00	$140,600 Land $34,700 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Vadnais St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Vadnais St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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