87 Union St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 87 Union St, Amsterdam, NY 12010

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,308 sqft · built 1910
Lot Size	0.102 acres (4,480 sqft)
Owner	2 Company Names on File
Tax Bill	$2,103 (2026)
Deeds & Mortgages	Sep 2022 Refinance Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`270100 39.74-2-4`

Property Details

APN / Parcel Number

Primary APN	`270100 39.74-2-4`
Alternative APNs	`010003907400020040000000` `0333170`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,308 sqft Total Area
1st Floor Area	1,154 sqft
2nd Floor Area	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	4,480 sqft (0.102 acres)
Lot Dimensions	112 ft deep x 40 ft wide
Porch	Slab
Porch Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0333170
Street Address	87 UNION ST
City	AMSTERDAM
State	NY
Zip	12010-3237
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	2
Census Block	2006
Census Tract	70300

Owner

87 Union St, a duplex, is owned by a company that acquired it in February 2021.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	678 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2335
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INVESTOR MORTGAGE FIN
Feb 11, 2021	Warranty Deed, Transfer
Feb 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000091507
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	87 UNION ST, AMSTERDAM, NY 12010-3237
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000373
Date	Sep 1, 2022
Instrument	2022-100373

Lender

Name	INVESTOR MORTGAGE FIN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Feb 11, 2021
Property Address	87 UNION ST, AMSTERDAM, NY 12010-3237
Document Number	0000001507
Instrument Date	Feb 3, 2021
Instrument	2021-91507
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 ROYAL COACHMAN DR, AMSTERDAM, NY 12010-6041
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Feb 11, 2021
Property Address	87 UNION ST, AMSTERDAM, NY 12010-3237
Document Number	0000001508
Instrument Date	Feb 3, 2021
Instrument	2021-91508
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 ROYAL COACHMAN DR, AMSTERDAM, NY 12010-6041
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 87 Union St was $2,103, up 139.5% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,103.00 (+139.52%)
2025	$878.00	$42,000 Land $1,100 Building $40,900	$123,529 Land $3,235 Building $120,294
2023		$42,000 Land $1,100 Building $40,900	$97,674 Land $2,558 Building $95,116
2020	$581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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