87 Troy St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 87 Troy St, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,524 sqft · built 1890
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Tax Bill$1,612 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
APN453289 04-1-17

Property Details

APN / Parcel Number

Primary APN453289 04-1-17
Alternative APN
  • 45320100400000010170000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,524 sqft Living Area
1st Floor Area888 sqft
2nd Floor Area636 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions115 ft deep x 55 ft wide
PorchEnclosed Porch
Porch Area132 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address87 TROY ST
CitySENECA FALLS
StateNY
Zip13148-1136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1
Legal Lot Number17.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group2
Census Block2005
Census Tract950200

Owner

87 Troy St is owned and occupied by two individuals.

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address87 TROY ST, SENECA FALLS, NY 13148-1136
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateJan 8, 2021
Property Address87 TROY ST, SENECA FALLS, NY 13148-1136
Document Number1024/44
Book / Page1024 / 44
Instrument DateDec 22, 2020
Instrument51707
Transaction TypeTransfer
Record UpdatedJun 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address87 TROY ST, SENECA FALLS, NY 13148-1136

Mortgage

Document Number001783/226
DateJan 8, 2021
Book Page1783/226
Instrument51708
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 87 Troy St was $1,612 with a homeowner's exemption, up 6.2% from the year before.

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,612.00 (+6.19%) Homeowner's exemption
2025$1,518.00$50,000 Land $8,700 Building $41,300$54,945 Land $9,560 Building $45,385
2023$50,000 Land $8,700 Building $41,300$50,000 Land $8,700 Building $41,300
2019$550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 87 Troy St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Troy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Troy St

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