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87 Tracey Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 87 Tracey Rd, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,123 sqft · built 1981
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on File
Last Sale$849,000 (Nov 2022)
Tax Bill$7,595 (2025)
Deeds & MortgagesJun 2021 Refinance
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCOTU M:005 L:063

Property Details

APN / Parcel Number

Primary APNCOTU M:005 L:063
Alternative APN
  • 803

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,123 sqft Living Area
Gross Area3,886 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number803
Street Address87 TRACEY RD
CityCOTUIT
StateMA
Zip02635-3417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number63
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1012
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:005 L:063

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 192, COTUIT, MA 02635-0192
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD FIVE CENTS SAVINGS BANK
Nov 03, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2022 · Amount on Record
Deed SaleNov 03, 2022 · Amount on Record
Prior SaleJul 16, 2015 · Amount on Record
Prior Transfer DateFeb 12, 2021
Prior Transfer Doc0001420431
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOTUIT MA
Property Address87 TRACEY RD, COTUIT, MA 02635-3417
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001431348
DateJun 14, 2021
Instrument1431348
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOTUIT MA
Recording DateNov 03, 2022
Property Address87 TRACEY RD, COTUIT, MA 02635-3417
Document Number0001470320
Instrument DateNov 03, 2022
Instrument1470320
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 TRACEY RD, COTUIT, MA 02635-3417

Mortgage

Document Number0001470321
DateNov 03, 2022
Instrument1470321
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,595.00 (+5.41%)$909,600 (-0.51%) Land $345,000 Building $564,600$1,069,700
2024$7,205.00 (+6.36%)$914,300 (+12.97%) Land $345,000 Building $569,300
2023$6,774.00$809,300 Land $320,800 Building $488,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023, rainfall accumulation
Claims By Storm
  • Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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