87 Timber Trce, Anniston, AL 36207 Property Records

Calhoun County property record for 87 Timber Trce, Anniston, AL 36207

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,335 sqft · built 1995
Lot Size	0.976 acres (42,515 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Sep 2017)
Tax Bill	$2,079 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-06-13-0-001-026.016`

Property Details

APN / Parcel Number

Primary APN	`21-06-13-0-001-026.016`
Alternative APNs	`212961` `14376`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,335 sqft Living Area
Gross Area	3,769 sqft
1st Floor Area	1,972 sqft
Upper Floors Area	1,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,515 sqft (0.976 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	212961
Street Address	87 TIMBER TRCE
City	ANNISTON
State	AL
Zip	36207-2069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 13 TSP 16 RNG 08 OVERBROOKE FOREST SUB LOT 22 OXFORD AL
Legal Range	08E
Legal Township	16N
Legal Section	13
Legal Subdivision	OVERBROOKE FOREST SUBDIVISION
Legal Lot Number	22
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	1
Census Block	1032
Census Tract	1000

Owner

87 Timber Trce is owned and occupied by two individuals who bought it in September 2017.

Source: Calhoun County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	87 TIMBER TRCE, ANNISTON, AL 36207-2069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MTG & FINANCE INC
Jul 13, 2023	Survivorship Deed, Transfer · Conventional Mortgage VANDERBILT MTG & FINANCE INC
Sep 15, 2017	Survivorship Deed, Transfer · Stand-Alone First Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Book / Page	3222 / 891
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	87 TIMBER TRCE, ANNISTON, AL 36207-2069
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005125/219
Date	Feb 9, 2024
Book Page	5125/219
Instrument	5125-0219

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

July 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Jul 13, 2023
Property Address	87 TIMBER TRCE, ANNISTON, AL 36207-2069
Document Number	003320/544
Book / Page	3320 / 544
Map Reference	MB BB PG 62
Instrument Date	Jul 10, 2023
Instrument	3320-0544
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 DEBBIE CT, PROSPER, TX 75078-0140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7767 HIGHWAY 137, VALLEY HEAD, AL 35989-4031

Mortgage

Document Number	0051040585
Date	Jul 13, 2023
Instrument	5104/0585

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CALHOUN AL
Recording Date	Sep 15, 2017
Property Address	87 TIMBER TRCE, ANNISTON, AL 36207-2069
Document Number	3222/891
Book / Page	3222 / 891
Map Reference	MB BB PG 62
Instrument Date	Sep 13, 2017
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 TARA BOREEN, 502, WEAVER, AL 36277-4050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 TIMBER TRCE, ANNISTON, AL 36207-2069

Mortgage

Document Number	004851/271
Date	Sep 15, 2017
Book Page	4851/271

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 87 Timber Trce was $2,079 with exemptions applied, up 2.8% from the year before.

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Oxford City
Unified School District	Oxford City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,079.00 (+2.82%)
2025	$2,022.00 (+1.66%) Homeowner's exemption Senior Citizen's exemption	$49,940 (+1.63%)	$499,440 (+1.64%) Land $37,000 Building $462,440
2024	$1,989.00 (+3.86%) Homeowner's exemption Senior Citizen's exemption	$49,140 (+18.68%) Land $3,700 Building $45,440	$491,400 (+18.68%) Land $37,000 Building $454,400
2023	$1,915.00 (+6.51%) Homeowner's exemption	$41,406 (+6.34%) Land $3,700 Building $37,706	$414,060 (+6.34%) Land $37,000 Building $377,060
2022	$1,798.00 Homeowner's exemption	$38,938 Land $3,700 Building $35,238	$389,380 Land $37,000 Building $352,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 87 Timber Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 Timber Trce is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 77% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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