87 State Rte 1672, Clay, KY 42404 Property Records

Webster County property record for 87 State Rte 1672, Clay, KY 42404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,070 sqft
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Aug 2018)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-012-000`

Property Details

APN / Parcel Number

Primary APN	`016-012-000`
Alternative APNs	`14455` `9901` `9920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,070 sqft Finished Area
Family Room	Family Room

Exterior

Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Patio Area	720 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	9920
Street Address	87 STATE ROUTE 1672
City	CLAY
State	KY
Zip	42404-9368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES/BLDG & 4.00 ACRES
Jurisdiction	WEBSTER KY
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1094
Census Tract	960300

Owner

87 State Rte 1672 is owned and occupied by an individual who bought it in August 2018.

Source: Webster County records, as of November 18, 2025

Owner of Record	Individual Name on File
Mailing Address	87 STATE ROUTE 1672, CLAY, KY 42404-9368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Nov 10, 2020	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Aug 14, 2018	Deed, Construction Loan · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Deed Document Number	2018400795
Deed Book / Page	303 / 392
Prior Transfer Date	Jul 17, 2014
Prior Transfer Doc	DEED289/795
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	87 STATE ROUTE 1672, CLAY, KY 42404-9368
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG366/401
Date	May 20, 2021
Book Page	MTG 366/401
Instrument	433424

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	87 STATE ROUTE 1672, CLAY, KY 42404-9368
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG360/177
Date	Nov 10, 2020
Book Page	MTG 360/177
Instrument	418335

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Aug 14, 2018
Property Address	87 STATE ROUTE 1672, CLAY, KY 42404-9368
Document Number	DEED303/392
Book / Page	DEED 303 / 392
Instrument Date	Jul 7, 2018
Instrument	400795
Transaction Type	Construction Loan
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24614 WILDERNESS RD, SPRING, TX 77380-2556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	902 MONTGOMERY AVE, CLAY, KY 42404

Mortgage

Document Number	0000400796
Date	Aug 14, 2018
Instrument	400796

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jul 27, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 87 State Rte 1672 was $1,028.

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,028.00	$91,700	$91,700
2023	$939.00	$83,200	$83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 87 State Rte 1672 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 87 State Rte 1672 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 1672

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